3448 Turtle Shell Dr, Dayton, OH 45414 Property Records

Montgomery County property record for 3448 Turtle Shell Dr, Dayton, OH 45414

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,739 sqft · built 1993
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$419,000 (Aug 2022)
Tax Bill	$7,359 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`A01 27623 0021`

Property Details

APN / Parcel Number

Primary APN	`A01 27623 0021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,739 sqft Living Area
1st Floor Area	2,739 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	39,640 sqft
Lot Dimensions	160 ft deep x 249 ft wide
Garage Area	856 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	240 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3448 TURTLE SHELL DR
City	DAYTON
State	OH
Zip	45414-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	235 TURTLE CREEK SEC 9
Legal Subdivision	TURTLE CREEK SEC 9
Legal Lot Number	21
Jurisdiction	MONTGOMERY OH
Township / Civil Division	BUTLER
Census Block Group	1
Census Block	1006
Census Tract	110201

Owner

Source: Montgomery County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3448 TURTLE SHELL DR, DAYTON, OH 45414-1744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Apr 8, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 2, 2022 · Amount on Record
Deed Sale	Aug 2, 2022 · Amount on Record
Prior Sale	Apr 8, 2022
Deed Document Number	202200048134
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 2, 2022
Property Address	3448 TURTLE SHELL DR, DAYTON, OH 45414-1744
Document Number	0000048134
Map Reference	MB 132 PG 51&51A
Instrument Date	Jul 8, 2022
Instrument	2022-00048134
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NOT AVAILABLE, M&M TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3448 TURTLE SHELL DR, DAYTON, OH 45414-1744

Mortgage

Document Number	0000048135
Date	Aug 2, 2022
Instrument	2022-00048135

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 8, 2022
Property Address	3448 TURTLE SHELL DR, DAYTON, OH 45414-1744
Document Number	0000024365
Map Reference	MB 132 PG 51&51A
Instrument Date	Mar 16, 2022
Instrument	2022-00024365
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3448 TURTLE SHELL DR, DAYTON, OH 45414-1744

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Butler Township
Unified School District	Vandalia-Butler City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,800 (-) Land $18,620 Building $98,180
2024	$7,359.00 (+2.45%)
2023	$7,183.00 (+17.37%)	$116,800 (+32.7%) Land $18,620 Building $98,180	$333,700 (+32.69%) Land $53,200 Building $280,500
2022	$6,120.00	$88,020 Land $14,000 Building $74,020
2020			$251,480 Land $40,000 Building $211,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA.

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