3423 Turtle Shell Dr, Dayton, OH 45414 Property Records

Montgomery County property record for 3423 Turtle Shell Dr, Dayton, OH 45414

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,265 sqft · built 1989
Lot Size0.369 acres (16,117 sqft)
Owner2 Owner Names on Record
Last Sale$189,000 (Jun 2004)
Tax Bill$6,752 (2024)
Deeds & MortgagesAug 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APNA01 27623 0014

Property Details

APN / Parcel Number

Primary APNA01 27623 0014

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,265 sqft Living Area
1st Floor Area1,040 sqft
Basement Area125 sqft
Unfinished Basement125 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleColonial
Exterior MaterialCombination
Construction TypeFrame
Lot Area16,117 sqft
Lot Dimensions176 ft deep x 92 ft wide
Garage Area446 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area195 sqft
Deck Area280 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3423 TURTLE SHELL DR
CityDAYTON
StateOH
Zip45414-1745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description228 TURTLE CREEK SEC 9
Legal SubdivisionTURTLE CREEK SEC 9
Legal Lot Number14
JurisdictionMONTGOMERY OH
Township / Civil DivisionBUTLER
Census Block Group1
Census Block1001
Census Tract110201

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address3423 TURTLE SHELL DR, DAYTON, OH 45414-1745
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2004 · Amount on Record
Deed SaleJun 3, 2004 · Amount on Record
Deed Document Number0000064372
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address3423 TURTLE SHELL DR, DAYTON, OH 45414-1745
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044329
DateAug 18, 2025
Instrument2025-00044329
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 25, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
County SubdivisionButler Township
Unified School DistrictVandalia-Butler City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$107,160 (-) Land $18,620 Building $88,540
2024$6,752.00 (+2.46%)
2023$6,590.00 (+5.74%)$107,160 (+32.71%) Land $18,620 Building $88,540$306,160 (+32.7%) Land $53,200 Building $252,960
2022$6,232.00$80,750 Land $14,000 Building $66,750
2020$230,720 Land $40,000 Building $190,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2004–2005)
Most Recent ClaimJan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 2 PWS
serves 83,033 people · EPA ID OH5701503
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Turtle Shell Dr

Nearby Streets

Search Property Records by Address or Parcel Number