3415 Turtle Shell Dr, Dayton, OH 45414 Property Records

Montgomery County property record for 3415 Turtle Shell Dr, Dayton, OH 45414

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,366 sqft · built 1988
Lot Size	0.554 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,300 (Apr 2019)
Tax Bill	$5,732 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A01-27623-0015`

Property Details

APN / Parcel Number

Primary APN	`A01-27623-0015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,366 sqft Living Area
Gross Area	3,114 sqft
1st Floor Area	456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Lot Area	13,939 sqft (0.554 acres)
Lot Dimensions	186 ft deep x 76 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	54 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3415 TURTLE SHELL DR
City	DAYTON
State	OH
Zip	45414-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	229 TURTLE CREEK SEC 9
Legal Subdivision	TURTLE CREEK
Legal Lot Number	15
Jurisdiction	MONTGOMERY OH
Township / Civil Division	BUTLER
Census Block Group	1
Census Block	1001
Census Tract	110201

Owner

Source: Montgomery County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3415 TURTLE SHELL DR, DAYTON, OH 45414-1745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · FHA Mortgage NEW DAY FINANCIAL LLC
Jul 29, 2022	Fiduciary Deed, Transfer LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC
Nov 5, 2021	Affidavit of Death of Joint Tenant, Transfer
Apr 5, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2019 · Amount on Record
Deed Sale	Apr 5, 2019 · Amount on Record
Prior Sale	Mar 19, 2015 · Amount on Record
Deed Document Number	201916747
Last Transfer Date	Nov 3, 2021
Transfer Doc	0000085043
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	3415 TURTLE SHELL DR, DAYTON, OH 45414-1745
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061653
Date	Dec 5, 2023
Instrument	202300061653

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

July 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 29, 2022
Property Address	3415 TURTLE SHELL DR, DAYTON, OH 45414-1745
Document Number	0000047177
Map Reference	MB 132 PG 51&51A
Instrument Date	Jun 22, 2022
Instrument	2022-00047177
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3415 TURTLE SHELL DR, DAYTON, OH 45414-1745

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 5, 2021
Property Address	3415 TURTLE SHELL DR, DAYTON, OH 45414-1745
Document Number	0000085043
Map Reference	MB 132 PG 51&51A
Instrument Date	Nov 3, 2021
Instrument	2021-00085043
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3415 TURTLE SHELL DR, DAYTON, OH 45414-1745

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 5, 2019
Property Address	3415 TURTLE SHELL DR, DAYTON, OH 45414-1745
Document Number	0000016747
Instrument Date	Mar 29, 2019
Instrument	16747
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3415 TURTLE SHELL DR DAYTON OH 454141745, DAYTON, OH 45414-1745

Mortgage

Document Number	16755
Date	Apr 5, 2019
Instrument	16755

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Butler Township
Unified School District	Vandalia-Butler City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,460 (-) Land $18,620 Building $81,840	$287,040 (-) Land $53,200 Building $233,840
2024	$5,732.00 (+2.05%)
2023	$5,617.00 (-6.09%) Homeowner's exemption	$100,460 (+32.69%) Land $18,620 Building $81,840	$287,040 (+32.7%) Land $53,200 Building $233,840
2022	$5,981.00	$75,710 Land $14,000 Building $61,710
2020			$216,310 Land $40,000 Building $176,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Turtle Shell Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures