3442 Bluff View Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3442 Bluff View Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 1977
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$299,999 (Jul 2019)
Tax Bill	$4,185 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`584520A060`

Property Details

APN / Parcel Number

Primary APN	`584520A060`
Alternative APN	`3-0133-5182-00-0039.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,812 sqft Living Area
1st Floor Area	1,812 sqft
Basement Area	1,812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	104 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	584520A060
Old Parcel Number	584520A060
Street Address	3442 BLUFF VIEW DR
City	SAINT CHARLES
State	MO
Zip	63303-6650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	BLUFFS #2 LOT 39
Legal Range	04E
Legal Township	46N
Legal Subdivision	BLUFFS #2
Legal Lot Number	39
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	4
Census Block	4004
Census Tract	311148

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3442 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage GUILD MTG
Jul 22, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2019 · Amount on Record
Deed Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	0007109628
Deed Book / Page	7109 / 628
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3442 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6650
Document Number	0000096749
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3442 BLUFF VIEW DR ST CHARLES MO 633036650, ST CHARLES, MO 63303-6650

Mortgage

Document Number	0000096749
Date	Dec 9, 2020
Instrument	96749

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 8, 2040

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 22, 2019
Property Address	3442 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6650
Document Number	0071090628
Book / Page	7109 / 0628
Map Reference	MB 19 PG 189
Instrument Date	Jul 19, 2019
Instrument	20190722000374030
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3442 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6650

Mortgage

Document Number	20190722000374040
Date	Jul 22, 2019
Instrument	20190722000374040

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,185.00	$69,741 (+10.51%)	$367,057 (+10.51%)
2023		$63,110
2022			$332,156 Land $100,000 Building $232,156

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Nearby Properties on Bluff View Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures