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3435 Bluff View Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3435 Bluff View Dr, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,985 sqft · built 1979
Lot Size1.2 acres (52,272 sqft)
OwnerIndividual Name on Record
Last Sale$440,000 (May 2024)
Tax Bill$4,367 (2025)
Deeds & MortgagesMay 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN584520B022

Property Details

APN / Parcel Number

Primary APN584520B022
Alternative APN
  • 3-0037-5199-00-0122.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,985 sqft Living Area
1st Floor Area1,504 sqft
Basement Area837 sqft
Finished Basement140 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Architectural StyleOther
Exterior MaterialBrick/Stone
Lot Area52,272 sqft (1.2 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area48 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number584520B022
Old Parcel Number584520B022
Street Address3435 BLUFF VIEW DR
CitySAINT CHARLES
StateMO
Zip63303-6608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionBLUFFS ADDN LOT 122
Legal Range04E
Legal Township46N
Legal SubdivisionBLUFFS ADDN
Legal Lot Number122
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group2
Census Block2006
Census Tract311148

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3435 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2024 · Amount on Record
Deed SaleMay 8, 2024 · Amount on Record
Deed Document Number0202417605
Deed Book / Page2024 / 17605
Record UpdatedJun 8, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 8, 2024
Property Address3435 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608
Document Number0000017605
Map ReferenceMB 20 PG 21
Instrument DateMay 3, 2024
Instrument2024R-017605
Transaction TypeTransfer
Record UpdatedMay 21, 2024
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3435 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608

Transferred To (Grantee/Buyer)

NameVerified Name
Address3435 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608

Mortgage

Document Number0000017606
DateMay 8, 2024
Instrument2024R-017606
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2054

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,367.00 (+17.84%)$72,795 (+2.13%)$383,131 (+2.13%) Land $100,000 Building $283,131
2023$71,276 (+28.27%)
2022$3,706.00$55,566$375,136 (+28.27%) Land $100,000 Building $275,136
2021$292,451 Land $100,000 Building $192,451

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T.

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