3445 Bluff View Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3445 Bluff View Dr, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,717 sqft · built 1977
Lot Size1.38 acres (60,113 sqft)
OwnerOwner Name on File
Last Sale$319,000 (Oct 2004)
Tax Bill$5,182 (2025)
Flood ZoneZone X (minimal risk)
APN584520A064

Property Details

APN / Parcel Number

Primary APN584520A064
Alternative APN
  • 3-0133-5182-00-0056.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,717 sqft Living Area
1st Floor Area1,546 sqft
Basement Area1,171 sqft
Finished Basement470 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Architectural StyleOther
Exterior MaterialBrick/Stone
Lot Area60,113 sqft (1.38 acres)
TerrainLow
Garage TypeAttached
Parking Spaces2 Parking Spaces
Patio Area966 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number584520A064
Old Parcel Number584520A064
Street Address3445 BLUFF VIEW DR
CitySAINT CHARLES
StateMO
Zip63303-6608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionBLUFFS #2 LOT 56
Legal Range04E
Legal Township46N
Legal SubdivisionBLUFFS #2
Legal Lot Number56
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group2
Census Block2006
Census Tract311148

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address3445 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 8, 2004 · Amount on Record
Deed SaleOct 8, 2004 · Amount on Record
Prior SaleOct 8, 2004
Deed Document Number0039981310
Deed Book / Page3998 / 1310
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,182.00$86,452 (+9.24%)$455,012 (+9.24%) Land $100,000 Building $355,012
2023$79,139
2022$416,522 Land $100,000 Building $316,522

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T.

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