3433 Bluff View Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3433 Bluff View Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 6,047 sqft · built 1983
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jun 2018)
Tax Bill	$7,089 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`584520B021`

Property Details

APN / Parcel Number

Primary APN	`584520B021`
Alternative APN	`3-0037-5199-00-0121.0000000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	6,047 sqft Living Area
Gross Area	6,939 sqft
1st Floor Area	2,313 sqft
Basement Area	2,283 sqft
Finished Basement	2,150 sqft
Unfinished Basement	133 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Attached
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	584520B021
Street Address	3433 BLUFF VIEW DR
City	SAINT CHARLES
State	MO
Zip	63303-6608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	BLUFFS ADDN LOT 121
Legal Subdivision	BLUFFS ADDN
Legal Lot Number	121
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2006
Census Tract	311148

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3433 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRIUMPH MORTGAGE
Mar 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATL BANK OF GREATER ST LOUIS
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Mar 12, 2019	Deed of Trust, Mortgage HOMEFINITY
Jun 13, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2018 · Amount on Record
Deed Sale	Jun 13, 2018 · Amount on Record
Deed Document Number	2018329970
Deed Book / Page	6933 / 1080
Prior Transfer Date	Oct 13, 2005
Prior Transfer Doc	0043221180
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3433 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069550891
Date	Jul 30, 2018
Book Page	6955/0891
Instrument	20180730000430600

Lender

Name	TRIUMPH MORTGAGE
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3433 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068971052
Date	Mar 28, 2018
Book Page	6897/1052
Instrument	20180328000164580

Lender

Name	CITIZENS NATL BANK OF GREATER ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 19, 2019

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3433 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073620454
Date	Aug 4, 2020
Book Page	7362/454
Instrument	20200804000552420

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3433 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608
Document Number	0070471816
Instrument Date	Mar 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3433 BLUFF VIEW DR ST CHARLES MO 633036608, ST CHARLES, MO 63303-6608

Mortgage

Document Number	0070471816
Date	Mar 18, 2019
Book Page	007047/001816
Instrument	118890

Lender

Name	HOMEFINITY
Address	4201 MARSH LN, CARROLLTON, TX 75007-1720

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 13, 2018
Property Address	3433 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608
Document Number	0069331080
Book / Page	6933 / 1080
Map Reference	MB 20 PG 21
Instrument Date	Jun 7, 2018
Instrument	20180613000329970
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3433 BLUFF VIEW DR, 3433, SAINT CHARLES, MO 63303-6608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3433 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608

Mortgage

Document Number	20180613000329990
Date	Jun 13, 2018
Instrument	20180613000329990

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,089.00 (+6.84%)	$118,441 (+10.1%)	$623,371 (+10.1%) Land $100,000 Building $523,371
2024	$6,635.00
2023		$107,575
2022			$566,185 Land $100,000 Building $466,185

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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