3437 Bluff View Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3437 Bluff View Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,376 sqft · built 1980
Lot Size	1.31 acres (57,499 sqft)
Owner	Individual Name on Record
Last Sale	$417,700 (Dec 2023)
Tax Bill	$4,494 (2025)
Deeds & Mortgages	Dec 2023 Sale Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`584520B023`

Property Details

APN / Parcel Number

Primary APN	`584520B023`
Alternative APN	`3-0037-5199-00-0123.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,376 sqft Living Area
Gross Area	4,086 sqft
1st Floor Area	1,242 sqft
Basement Area	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,499 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	50 sqft
Deck Area	Deck Area
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	584520B023
Street Address	3437 BLUFF VIEW DR
City	SAINT CHARLES
State	MO
Zip	63303-6608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	BLUFFS ADDN LOT 123
Legal Subdivision	BLUFFS ADDN
Legal Lot Number	123
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2006
Census Tract	311148

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3437 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Beneficiary Deed, Transfer
Dec 8, 2023	Warranty Deed, Transfer ATG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023 · Amount on Record
Deed Sale	Dec 8, 2023 · Amount on Record
Prior Sale	Dec 8, 2023 · Amount on Record
Deed Document Number	202349981
Prior Transfer Date	Dec 4, 2023
Prior Transfer Doc	0000049981
Record Updated	Oct 29, 2026

December 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 8, 2023
Property Address	3437 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608
Document Number	0000049981
Map Reference	MB 20 PG 21
Instrument Date	Dec 4, 2023
Instrument	2023R-049981
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3437 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 SUTTON VALLEY PL, SAINT PETERS, MO 63376-3794

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 8, 2023
Property Address	3437 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608
Document Number	0000049980
Map Reference	MB 20 PG 21
Instrument Date	Dec 4, 2023
Instrument	2023R-049980
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	ATG

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 RIVERS EDGE DR APT 458, 458, SAINT CHARLES, MO 63303-4232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3437 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,925 (-)	$394,341 (-) Land $80,000 Building $314,341
2025	$4,494.00	$74,925 (+7.51%)	$394,341 (+7.51%) Land $80,000 Building $314,341
2023		$69,693
2022			$366,805 Land $80,000 Building $286,805

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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