3434 Charing Cross Rd, Midlothian, TX 76065 Property Records

Ellis County property record for 3434 Charing Cross Rd, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,673 sqft · built 2003
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Jun 2014)
Tax Bill	$1,206 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R225137`

Property Details

APN / Parcel Number

Primary APN	`R225137`
Alternative APNs	`54559000400900108` `225137`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,673 sqft Living Area
Gross Area	2,146 sqft
1st Floor Area	1,673 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	120 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3434 CHARING CROSS RD
City	MIDLOTHIAN
State	TX
Zip	76065-8724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 4 KENSINGTON PARK PH I .172 AC
Legal Subdivision	KENSINGTON PARK PH I
Legal Block	4
Legal Lot Number	9
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1018
Census Tract	60220

Owner

3434 Charing Cross Rd is owned and occupied by two individuals who bought it in June 2014.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3434 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2014 · Amount on File
Deed Sale	Jun 2, 2014 · Amount on File
Prior Sale	Jan 6, 2005 · Amount on File
Deed Document Number	201411423
Deed Book / Page	2769 / 512
Prior Transfer Date	May 28, 2014
Prior Transfer Doc	0027690512
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	3434 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8724
Document Number	0000021312
Instrument Date	Jul 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3434 CHARING CROSS RD MIDLOTHIAN TX 760658724, MIDLOTHIAN, TX 76065-8724

Mortgage

Document Number	0000021312
Date	Jul 28, 2017
Instrument	21312

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3434 Charing Cross Rd was $1,206 with exemptions applied, up 13.3% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,570 (-1.29%) Land $80,000 Building $227,570	$307,570 (-1.29%) Land $80,000 Building $227,570
2025	$1,206.00 (+13.35%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$311,587 Land $80,000 Building $231,587	$311,587 Land $80,000 Building $231,587
2024	$1,064.00 (-83.73%)
2023	$6,540.00 Homeowner's exemption Senior Citizen's exemption	$321,924 Land $70,000 Building $251,924	$321,924 Land $70,000 Building $251,924
2018	$2,793.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3434 Charing Cross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3434 Charing Cross Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20