Ellis County property record for 3437 Charing Cross Rd, Midlothian, TX 76065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,386 sqft · built 2004 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $256,404 (Aug 2023) |
| Tax Bill | $4,394 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R225103 |
| Primary APN | R225103 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,386 sqft Living Area |
| Gross Area | 2,482 sqft |
| 1st Floor Area | 1,945 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Depth | 120 ft Depth |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Covered Porch |
| Porch Area | 116 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3437 CHARING CROSS RD |
|---|---|
| City | MIDLOTHIAN |
| State | TX |
| Zip | 76065-8725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 BLK 5 KENSINGTON PARK PH I 0.172 AC |
| Legal Subdivision | KENSINGTON PARK PH I |
| Legal Block | 5 |
| Legal Lot Number | 19 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 60220 |
Source: Ellis County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3437 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 2, 2023 | Vendor's Lien, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Jul 5, 2023 | Intrafamily Transfer, Transfer STEWART TITLE |
| Apr 1, 2020 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Mar 31, 2020 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2023 · Amount on Record |
| Deed Sale | Aug 2, 2023 · Amount on Record |
| Prior Sale | Jun 30, 2014 · Amount on Record |
| Deed Document Number | 202322604 |
| Prior Transfer Date | Jul 1, 2023 |
| Prior Transfer Doc | 0000019325 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | May 19, 2026 |
| Property Address | 3437 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Document Number | 0000017551 |
| Instrument Date | May 14, 2026 |
| Instrument | 202617551 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3437 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Document Number | 0000017551, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 202617551 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Aug 2, 2023 |
| Property Address | 3437 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Document Number | 0002322604 |
| Map Reference | CAB F SL 78 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2322604 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3437 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Document Number | 0002322605 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 2322605 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jul 5, 2023 |
| Property Address | 3437 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Document Number | 0002319325 |
| Map Reference | CAB F SL 78 |
| Instrument Date | Jul 1, 2023 |
| Instrument | 2319325 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3437 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 3437 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Document Number | 0000013383 |
| Instrument Date | Apr 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3437 CHARING CROSS RD #R MIDLOTHIAN TX 760658725, R, MIDLOTHIAN, TX 76065-8725 |
| Document Number | 0000013383 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 13383 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 3437 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Document Number | 0000010583 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3437 CHARING CROSS RD #R MIDLOTHIAN TX 760658725, R, MIDLOTHIAN, TX 76065-8725 |
| Document Number | 0000010583 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 10583 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2050 |
| Rate | 4% |
|---|
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Midlothian City |
| Unified School District | Midlothian Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,647 (-1.33%) Land $80,000 Building $251,647 | $331,647 (-1.33%) Land $80,000 Building $251,647 | |
| 2025 | $4,394.00 (-36.24%) Homeowner's exemption | $336,108 (-3.13%) Land $80,000 Building $256,108 | $336,108 (-3.13%) Land $80,000 Building $256,108 |
| 2024 | $6,891.00 (+80.44%) | ||
| 2023 | $3,819.00 (+475.15%) Homeowner's exemption | $346,954 (+22.93%) Land $70,000 Building $276,954 | $346,954 (+22.93%) Land $70,000 Building $276,954 |
| 2022 | $664.00 (-85.39%) Homeowner's exemption | $282,234 Land $50,000 Building $232,234 | $282,234 Land $50,000 Building $232,234 |
| 2018 | $4,546.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Chlorite resolved · Nov 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures