3425 Charing Cross Rd, Midlothian, TX 76065 Property Records

Ellis County property record for 3425 Charing Cross Rd, Midlothian, TX 76065

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,630 sqft · built 2003
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on Record
Last Sale$398,860 (Dec 2023)
Tax Bill$7,671 (2025)
Deeds & MortgagesDec 2023 Mortgage
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR225194

Property Details

APN / Parcel Number

Primary APNR225194
Alternative APNs
  • 54559000502200108
  • 225194

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,630 sqft Living Area
Gross Area3,442 sqft
1st Floor Area1,970 sqft
2nd Floor Area660 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions120 ft deep x 63 ft wide
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered Porch
Porch Area488 sqft
Storage Building192 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3425 CHARING CROSS RD
CityMIDLOTHIAN
StateTX
Zip76065-8725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 BLK 5 KENSINGTON PARK PH I .172 AC - UDI: 50.000000%
Legal SubdivisionKENSINGTON PARK PH I
Legal Block5
Legal Lot Number22
JurisdictionELLIS TX
Township / Civil DivisionWAXAHACHIE
Census Block Group1
Census Block1004
Census Tract60220

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3425 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2023Vendor's Lien, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jan 22, 2021Deed of Trust, Mortgage
CITY BK MTG
Feb 6, 2019Warranty Deed, Transfer
CITY BK MTG
Jun 13, 2018Warranty Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2023 · Amount on Record
Deed SaleDec 6, 2023 · Amount on Record
Prior SaleFeb 6, 2019 · Amount on Record
Deed Document Number202335847
Prior Transfer DateJan 25, 2019
Prior Transfer Doc0000003337
Record UpdatedSep 20, 2026

December 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionELLIS TX
Recording DateDec 6, 2023
Property Address3425 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725
Document Number0002335847
Map ReferenceCAB F SL 78
Instrument DateDec 5, 2023
Instrument2335847
Transaction TypeTransfer
Record UpdatedDec 20, 2023
Title CompanyTRULY TITLE INC, TRULY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4026 LAGOS, MIDLOTHIAN, TX 76065-4400

Transferred To (Grantee/Buyer)

NameVerified Name
Address3425 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725

Mortgage

Document Number0002335848
DateDec 6, 2023
Instrument2335848
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELLIS TX
Property Address3425 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725
Document Number0000004255
Instrument DateJan 22, 2021
Transaction TypeMortgage
Record UpdatedFeb 22, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3425 CHARING CROSS RD MIDLOTHIAN TX 760658725, MIDLOTHIAN, TX 76065-8725

Mortgage

Document Number0000004255
DateJan 29, 2021
Instrument4255
Lender
NameCITY BK MTG
TypeBank
AddressLUBBOCK, TX 79407-3778
Agreement
AmountAmount Recorded
Term360 Months
DueJan 28, 2051

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELLIS TX
Recording DateFeb 6, 2019
Property Address3425 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725
Document Number0000003337
Instrument DateJan 25, 2019
Instrument3337
Transaction TypeTransfer
Record UpdatedFeb 22, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3425 CHARING CROSS RD MIDLOTHIAN TX 760658725, MIDLOTHIAN, TX 76065-8725

Mortgage

Document Number3338
DateFeb 6, 2019
Instrument3338
Lender
NameCITY BK MTG
TypeBank
AddressLUBBOCK, TX 79407-3778
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 5, 2049

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELLIS TX
Recording DateJun 13, 2018
Property Address3425 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725
Document Number0000016756
Instrument DateJun 8, 2018
Instrument16756
Transaction TypeTransfer
Record UpdatedJul 6, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateTexas
CountyEllis County
MunicipalityMidlothian City
Unified School DistrictMidlothian Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$188,206 (-51.06%) Land $40,000 Building $148,206$188,206 (-51.06%) Land $40,000 Building $148,206
2025$7,671.00 (-2.95%)$384,581 (-4.3%) Land $80,000 Building $304,581$384,581 (-4.3%) Land $80,000 Building $304,581
2024$7,904.00 (+57.51%)
2023$5,018.00 (-7.5%) Homeowner's exemption$401,845 Land $70,000 Building $331,845$401,845 Land $70,000 Building $331,845
2018$5,425.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLOTHIAN
serves 27,699 people · EPA ID TX0700005
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Nov 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Element8
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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