3430 Charing Cross Rd, Midlothian, TX 76065 Property Records

Ellis County property record for 3430 Charing Cross Rd, Midlothian, TX 76065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,834 sqft · built 2003
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on Record
Last Sale$278,241 (Oct 2022)
Tax Bill$2,816 (2025)
Deeds & MortgagesOct 2022 Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR225136

Property Details

APN / Parcel Number

Primary APNR225136
Alternative APNs
  • 54559000400800108
  • 225136

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,834 sqft Living Area
Gross Area2,330 sqft
1st Floor Area1,834 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions120 ft deep x 63 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3430 CHARING CROSS RD
CityMIDLOTHIAN
StateTX
Zip76065-8724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLK 4 KENSINGTON PARK PH I .172 AC
Legal SubdivisionKENSINGTON PARK PH I
Legal Block4
Legal Lot Number8
JurisdictionELLIS TX
Township / Civil DivisionWAXAHACHIE
Census Block Group1
Census Block1018
Census Tract60220

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3430 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8724
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2022Vendor's Lien, Transfer · VA Mortgage
SUN WEST MORTGAGE COMPANY INC
May 24, 2017Vendor's Lien, Transfer · Stand-Alone First Mortgage
THE WAGGONER NATIONAL BANK OF VERNO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2022 · Amount on Record
Deed SaleOct 7, 2022 · Amount on Record
Deed Document Number202239177
Prior Transfer DateMay 18, 2017
Prior Transfer Doc707/738
Record UpdatedSep 20, 2026

October 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionELLIS TX
Recording DateOct 7, 2022
Property Address3430 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8724
Document Number0002239177
Map ReferenceCAB F SL 78&79
Instrument DateAug 22, 2022
Instrument2239177
Transaction TypeTransfer
Record UpdatedFeb 3, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address722 N OAK CLIFF BLVD, DALLAS, TX 75208-3119
InvestorPossibly a Property Investor

Mortgage

Document Number0002239178
DateOct 7, 2022
Instrument2239178
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2052

May 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWILBARGER TX
Recording DateMay 24, 2017
Property Address3430 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8724
Document Number707/738
Book / Page707 / 738
Map ReferenceVOL 1 PG 88
Instrument DateMay 18, 2017
Instrument00128548
Transaction TypeTransfer
Record UpdatedNov 26, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2404 PEARL ST, 2404, VERNON, TX 76384-6949

Transferred To (Grantee/Buyer)

NameVerified Name
Address3430 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8724

Mortgage

Document Number00128549
DateMay 24, 2017
Instrument00128549
Lender
NameTHE WAGGONER NATIONAL BANK OF VERNO
TypeBank
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term60 Months
DueMay 19, 2022

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateTexas
CountyEllis County
MunicipalityMidlothian City
Unified School DistrictMidlothian Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$331,064 (-2.16%) Land $80,000 Building $251,064$331,064 (-2.16%) Land $80,000 Building $251,064
2025$2,816.00 (-26.46%) Homeowner's exemption Senior Citizen's exemption$338,378 (-8.76%) Land $80,000 Building $258,378$338,378 (-8.76%) Land $80,000 Building $258,378
2024$3,829.00 (-26.27%)
2023$5,193.00 (+4.95%) Homeowner's exemption$370,854 Land $70,000 Building $300,854$370,854 Land $70,000 Building $300,854
2018$4,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLOTHIAN
serves 27,699 people · EPA ID TX0700005
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Nov 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Element8
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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