Ellis County property record for 3433 Charing Cross Rd, Midlothian, TX 76065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,756 sqft · built 2004 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $344,195 (May 2026) |
| Tax Bill | $4,013 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R225104 |
| Primary APN | R225104 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,756 sqft Living Area |
| Gross Area | 2,246 sqft |
| 1st Floor Area | 1,756 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 120 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3433 CHARING CROSS RD |
|---|---|
| City | MIDLOTHIAN |
| State | TX |
| Zip | 76065-8725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 BLK 5 KENSINGTON PARK PH I 0.172 AC |
| Legal Subdivision | KENSINGTON PARK PH I |
| Legal Block | 5 |
| Legal Lot Number | 20 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 60220 |
Source: Ellis County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3433 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 5, 2026 | Deed, Transfer · VA Mortgage ACRI MORTGAGE |
| Jul 27, 2022 | Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2026 · Amount on Record |
| Deed Sale | May 5, 2026 · Amount on Record |
| Prior Sale | Jul 27, 2022 · Amount on Record |
| Deed Document Number | 202615621 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | May 5, 2026 |
| Property Address | 3433 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Document Number | 0000015621 |
| Instrument Date | May 1, 2026 |
| Instrument | 202615621 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | DESIGNATED TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3433 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Document Number | 0000015622, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 202615622 |
| Name | ACRI MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jul 27, 2022 |
| Property Address | 3433 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Document Number | 0002230217 |
| Map Reference | CAB F SL 79 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 2230217 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3433 CHARING CROSS RD, MIDLOTHIAN, TX 76065-8725 |
| Document Number | 0002230218 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 2230218 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Midlothian City |
| Unified School District | Midlothian Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,169 (-1.68%) Land $80,000 Building $229,169 | $309,169 (-1.68%) Land $80,000 Building $229,169 | |
| 2025 | $4,013.00 (-5.2%) Homeowner's exemption | $314,448 (-3.34%) Land $80,000 Building $234,448 | $314,448 (-3.34%) Land $80,000 Building $234,448 |
| 2024 | $4,233.00 (-13.84%) | ||
| 2023 | $4,913.00 (+15.09%) | $325,304 Land $70,000 Building $255,304 | $325,304 Land $70,000 Building $255,304 |
| 2018 | $4,269.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Chlorite resolved · Nov 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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