3440 Middlebrook Pl, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3440 Middlebrook Pl, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2018
Square Footage	3,432 sqft Heated Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$328,500 (2018)
Tax Bill	$7,258.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`292632329700010310`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	3,432 sqft Heated Area
Gross Area	4,359 sqft Gross Area
1st Floor	1,531 sqft 1st Floor
Upper Floors	1,901 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2018
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.169 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	473 sqft Garage
Porch	Finished/Screened Porch
Porch Area	454 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3440 MIDDLEBROOK PL
City	HARMONY
State	FL
Zip	34773-6056
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD O-1 PB 25 PGS 76-82 LOT 31
Legal Range	32E
Legal Township	26S
Legal Section	29
Legal Subdivision	WATERSIDE AT HARMONY BY MERITAGE
Legal Tract	3297
Legal Lot Number	31
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records · APN 292632329700010310

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3440 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 09, 2020	Deed of Trust, Mortgage · Veterans Administration Mortgage NATIONSTAR MORTGAGE LLC
Aug 08, 2019	Deed of Trust, Mortgage · Veterans Administration Mortgage MR COOPER
Apr 30, 2018	Grant Deed, Subdivision Related Transfer · Veterans Administration Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 26, 2018 · Amount on Record
Deed Sale	Apr 26, 2018 · Amount on Record
Deed Doc Number	0053251578
Deed Book / Page	5325 / 1578
Last Transfer Date	Apr 30, 2018
Transfer Doc	0053251578
Record Refreshed	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3440 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 MIDDLEBROOK PL, HARMONY, FL 34773-6056

Mortgage

Document Number	0058090760
Date	Oct 09, 2020
Book Page	5809/760
Instrument	2020135663

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3440 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0055741772
Instrument Date	Aug 08, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3440 MIDDLEBROOK PL HARMONY FL 347736056, HARMONY, FL 34773-6056

Mortgage

Document Number	0055741772
Date	Aug 16, 2019
Book Page	005574/001772
Instrument	106125

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 30, 2018
Property Address	3440 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0053251578
Book / Page	005325 / 001578
Instrument Date	Apr 26, 2018
Instrument	68672
Transaction Type	Subdivision Related Transfer
Record Updated	May 28, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,299.50
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3440 MIDDLEBROOK PL HARMONY FL 347736056, HARMONY, FL 34773-6056

Mortgage

Document Number	53251581
Date	Apr 30, 2018
Book Page	005325/001581
Instrument	68673

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,258.00 (+6.89%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$347,402 (+5.99%)	$448,300 (+2.05%) Land $68,200 Building $380,100
2023	$6,790.00 (+7.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$327,779 (+3%)	$439,300 (+15%) Land $60,000 Building $379,300
2022	$6,320.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$318,233	$382,000 Land $60,000 Building $322,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	About 1 in 126 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Middlebrook Pl

Nearby Streets

All Harmony, FL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures