3428 S Silvertree Way, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 3428 S Silvertree Way, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,657 sqft · built 2014
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$620,000 (Jul 2022)
Tax Bill$5,750 (2025)
Deeds & MortgagesJul 2022 Sale
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN136805-2610

Property Details

APN / Parcel Number

Primary APN136805-2610

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,657 sqft Living Area
Gross Area3,523 sqft
1st Floor Area2,213 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached
Garage Area686 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area341 sqft
Patio Area396 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3428 S SILVERTREE WAY
CitySAINT AUGUSTINE
StateFL
Zip32086-4306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description25/45-57 OAKBROOK SUBD LOT 261 OR5598/352
Legal Range29E
Legal Township08S
Legal Section37
Legal SubdivisionOAKBROOK
Legal Block3
Legal Lot Number261
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3008
Census Tract21301

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3428 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Warranty Deed, Transfer
ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS
Jul 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2022 · Amount on Record
Deed SaleJul 15, 2022 · Amount on Record
Prior SaleJul 3, 2014 · Amount on Record
Deed Document Number202269366
Deed Book / Page5598 / 352
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 15, 2022
Property Address3428 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306
Document Number0055980352
Book / Page5598 / 352
Map ReferenceMB 25 PG 45-57
Instrument DateJul 15, 2022
Instrument2022069366
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
Tax$4,340.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address63 SWEET MANGO TRL, ST AUGUSTINE, FL 32086-2937

Transferred To (Grantee/Buyer)

NameVerified Name
Address3428 S SILVERTREE WAY, ST AUGUSTINE, FL 32086-4306

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address3428 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306
Document Number0050000955
Instrument DateJul 17, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3428 S SILVERTREE WAY ST AUGUSTINE FL 320864306, ST AUGUSTINE, FL 32086-4306

Mortgage

Document Number0050000955
DateJul 28, 2020
Book Page005000/000955
Instrument61100
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 27, 2040

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$452,799 (+2.7%)$549,781 (-8.53%) Land $164,000 Building $385,781
2025$5,750.00 (+12.04%) Homeowner's exemption$440,895 (+2.9%)$601,048 (+3.53%) Land $133,000 Building $468,048
2024$5,132.00 (+1.95%) Homeowner's exemption$428,469 (+3%)$580,557 (+9.57%) Land $133,000 Building $447,557
2023$5,034.00 (+37.09%) Homeowner's exemption$415,989 (+35.13%)$529,855 (+3.06%) Land $142,000 Building $387,855
2022$3,672.00 Homeowner's exemption$307,836$514,146 Land $118,720 Building $395,426

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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