3420 S Silvertree Way, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 3420 S Silvertree Way, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,017 sqft · built 2016
Lot Size0.5 acres (21,780 sqft)
Owner2 Individuals on Record
Last Sale$730,000 (Apr 2025)
Tax Bill$9,237 (2025)
Deeds & MortgagesJan 2021 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN136805-2630

Property Details

APN / Parcel Number

Primary APN136805-2630

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area3,017 sqft Living Area
Gross Area3,692 sqft
1st Floor Area2,601 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached
Garage Area675 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3420 S SILVERTREE WAY
CitySAINT AUGUSTINE
StateFL
Zip32086-4306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description25/45-57 OAKBROOK SUBD LOT 263 OR6130/286
Legal Range29E
Legal Township08S
Legal Section37
Legal SubdivisionOAKBROOK
Legal Block3
Legal Lot Number263
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3008
Census Tract21301

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address3420 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Aug 27, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST FED'L S&L/LAKEWOOD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2025 · Amount on Record
Deed SaleApr 11, 2025 · Amount on Record
Prior SaleAug 27, 2018 · Amount on Record
Deed Document Number202528522
Deed Book / Page6130 / 286
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address3420 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEXECUTIVE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3420 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306

Mortgage

Document Number0051551168
DateJan 19, 2021
Book Page5155/1168
Instrument2021006416
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2041

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 27, 2018
Property Address3420 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306
Document Number0046030254
Book / Page004603 / 000254
Instrument DateAug 27, 2018
Instrument62189
Transaction TypeTransfer
Record UpdatedSep 11, 2018
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,143.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3420 S SILVERTREE WAY ST AUGUSTINE FL 320864306, ST AUGUSTINE, FL 32086-4306

Mortgage

Document Number46030256
DateAug 27, 2018
Book Page004603/000256
Instrument62190
Lender
NameFIRST FED'L S&L/LAKEWOOD
TypeFederal Savings Bank
AddressLAKEWOOD, OH 44107
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 26, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$590,765 (-10.63%) Land $164,000 Building $426,765$590,765 (-10.63%) Land $164,000 Building $426,765
2025$9,237.00 (+93.73%)$661,069 (+70.45%)$661,069 (+12.03%) Land $133,000 Building $528,069
2024$4,768.00 (+1.95%)
2023$4,677.00 (+2.75%) Homeowner's exemption$387,835 (+3%)$590,077 (+2.18%) Land $142,000 Building $448,077
2022$4,552.00 Homeowner's exemption$376,539$577,487 Land $118,720 Building $458,767

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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