St. Johns County property record for 3424 S Silvertree Way, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,503 sqft · built 2013 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,100 (Dec 2013) |
| Tax Bill | $4,802 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136805-2620 |
| Primary APN | 136805-2620 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,503 sqft Living Area |
| Gross Area | 3,186 sqft |
| 1st Floor Area | 2,503 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 683 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 516 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3424 S SILVERTREE WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-4306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 25/45-57 OAKBROOK SUBD LOT 262 OR3829/1622 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 37 |
| Legal Subdivision | OAKBROOK |
| Legal Block | 3 |
| Legal Lot Number | 262 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 21301 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3424 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Feb 27, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jun 15, 2020 | Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK |
| Apr 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jun 5, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2013 · Amount on Record |
| Deed Sale | Dec 27, 2013 · Amount on Record |
| Prior Sale | Aug 7, 2013 · Amount on Record |
| Deed Document Number | 201383216 |
| Deed Book / Page | 3829 / 1622 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3424 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3424 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306 |
| Document Number | 0054731432 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 5473/1432 |
| Instrument | 2022007046 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEAWOOD, KS 66211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3424 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3424 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306 |
| Document Number | 0057140999 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 5714/999 |
| Instrument | 2023014622 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 20, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3424 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049641952 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 4964/1952 |
| Instrument | 2020046617 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3424 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047150270 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 4715/0270 |
| Instrument | 2019028752 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3424 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306 |
| Document Number | 0045681833 |
| Instrument Date | Jun 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3424 S SILVERTREE WAY ST AUGUSTINE FL 320864306, ST AUGUSTINE, FL 32086-4306 |
| Document Number | 0045681833 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 004568/001833 |
| Instrument | 44699 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jun 24, 2046 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,527 (+2.7%) | $581,027 (-8.33%) Land $164,000 Building $417,027 | |
| 2025 | $4,802.00 (+12.35%) Homeowner's exemption | $370,523 (+2.9%) | $633,804 (+2.08%) Land $133,000 Building $500,804 |
| 2024 | $4,274.00 (+1.96%) Homeowner's exemption | $360,081 (+3%) | $620,916 (+7.6%) Land $133,000 Building $487,916 |
| 2023 | $4,192.00 (+21.97%) Homeowner's exemption | $349,593 (+20.77%) | $577,076 (+13.71%) Land $142,000 Building $435,076 |
| 2022 | $3,437.00 Homeowner's exemption | $289,459 | $507,511 Land $118,720 Building $388,791 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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