3421 S Silvertree Way, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 3421 S Silvertree Way, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,872 sqft · built 2012
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,900 (Feb 2013)
Tax Bill	$5,088 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`136805-2590`

Property Details

APN / Parcel Number

Primary APN	`136805-2590`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,872 sqft Living Area
Gross Area	3,804 sqft
1st Floor Area	2,872 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,026 sqft
Porch	Finished Screened Porch
Porch Area	896 sqft
Deck Area	Deck Area
Patio Area	412 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3421 S SILVERTREE WAY
City	SAINT AUGUSTINE
State	FL
Zip	32086-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	25/45-57 OAKBROOK SUBD LOT 259 OR3681/684
Legal Range	29E
Legal Township	08S
Legal Section	37
Legal Subdivision	OAKBROOK
Legal Block	3
Legal Lot Number	259
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3008
Census Tract	21301

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3421 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2013 · Amount on Record
Deed Sale	Feb 4, 2013 · Amount on Record
Prior Sale	Jul 19, 2012 · Amount on Record
Deed Document Number	20137833
Deed Book / Page	3681 / 684
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3421 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306

Mortgage

Document Number	0056291216
Date	Sep 7, 2022
Book Page	5629/1216
Instrument	2022085585

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 14, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,311 (+2.7%)	$624,015 (-10.9%) Land $164,000 Building $460,015
2025	$5,088.00 (+12.24%) Homeowner's exemption	$391,734 (+2.9%)	$700,334 (+6.56%) Land $133,000 Building $567,334
2024	$4,533.00 (+1.96%) Homeowner's exemption	$380,694 (+3%)	$657,239 (+8.58%) Land $133,000 Building $524,239
2023	$4,446.00 (+2.8%) Homeowner's exemption	$369,606 (+3%)	$605,322 (+2.66%) Land $142,000 Building $463,322
2022	$4,325.00 Homeowner's exemption	$358,841	$589,655 Land $118,720 Building $470,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20