3409 S Silvertree Way, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 3409 S Silvertree Way, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,663 sqft · built 2014
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$363,000 (Dec 2014)
Tax Bill	$4,036 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136805-2560`

Property Details

APN / Parcel Number

Primary APN	`136805-2560`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,663 sqft Living Area
Gross Area	3,344 sqft
1st Floor Area	2,218 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	681 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	341 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3409 S SILVERTREE WAY
City	SAINT AUGUSTINE
State	FL
Zip	32086-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	25/45-57 OAKBROOK SUBD LOT 256 OR3971/1614
Legal Range	29E
Legal Township	08S
Legal Section	37
Legal Subdivision	OAKBROOK
Legal Block	3
Legal Lot Number	256
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3008
Census Tract	21301

Owner

Source: St. Johns County assessment roll, APN 136805-2560, as of April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3409 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2014 · Amount on Record
Deed Sale	Dec 31, 2014 · Amount on Record
Prior Sale	Aug 28, 2014 · Amount on Record
Deed Document Number	201475856
Deed Book / Page	3971 / 1614
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3409 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 S SILVERTREE WAY, SAINT AUGUSTINE, FL 32086-4306

Mortgage

Document Number	0050710171
Date	Oct 14, 2020
Book Page	5071/171
Instrument	2020090947

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: St. Johns County assessment roll as of April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,147 (+2.7%)	$559,832 (-8.12%) Land $164,000 Building $395,832
2025	$4,036.00 (+12.67%) Homeowner's exemption	$313,678 (+2.9%)	$609,293 (+2.53%) Land $133,000 Building $476,293
2024	$3,582.00 (+2.02%) Homeowner's exemption	$304,838 (+3%)	$594,275 (+9.69%) Land $133,000 Building $461,275
2023	$3,511.00 (+2.96%) Homeowner's exemption	$295,959 (+3%)	$541,779 (+2.59%) Land $142,000 Building $399,779
2022	$3,410.00 Homeowner's exemption	$287,339	$528,091 Land $118,720 Building $409,371

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 188 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL2554447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.