3420 Flat River Dr, Durham, NC 27703 Property Records

Durham County property record for 3420 Flat River Dr, Durham, NC 27703 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2015
Square Footage	2,536 sqft Heated Area
Lot Size	6,098 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$295,000 (2018)
Tax Bill	$5,368.00 (2025)

Owner

Source: Durham County records · APN 0850-71-0863

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3420 FLAT RIVER DR, DURHAM, NC 27703-7872
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 09, 2018 · Amount on Record
Deed Sale	Mar 09, 2018 · Amount on Record
Prior Sale	Sep 30, 2015 · Amount on Record
Deed Doc Number	0008379334
Deed Book / Page	8379 / 334
Record Refreshed	Jun 08, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 09, 2018
Property Address	3420 FLAT RIVER DR, DURHAM, NC 27703-7872
Document Number	0083790334
Book / Page	8379 / 334
Map Reference	MB 193 PG 260
Instrument Date	Feb 15, 2018
Instrument	2018007824
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9342 SARDIS GLEN DR, 9342, MATTHEWS, NC 28105-1541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 FLAT RIVER DR, DURHAM, NC 27703-7872

Mortgage

Document Number	2018007825
Date	Mar 09, 2018
Instrument	2018007825

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,368.00 (+33.1%)	$541,526 (+75.85%) Land $111,150 Building $430,376	$541,526 (+75.85%) Land $111,150 Building $430,376
2023	$4,033.00 (+2.33%)	$307,948 Land $71,250 Building $236,698	$307,948 Land $71,250 Building $236,698
2022	$3,941.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`0850-71-0863`
Alternative APNs	`0850-71-08-6359` `216795`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,536 sqft Heated Area
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Conventional Style
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3420 FLAT RIVER DR
City	DURHAM
State	NC
Zip	27703-7872
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BRIGHTLEAF @ THE PARK/TR# 13B/PH:01A/LT#622 PL:000193-000262
Legal Subdivision	BRIGHTLFPK/TR 13B
Legal Phase	01A
Legal Tract	13
Legal Lot Number	622
Jurisdiction	DURHAM NC
Minor Civil Division	OAK GROVE
Census Blockgroup	4
Census Block	4018
Census Tract	1808