Bay County property record for 3424 E 15th St, Panama City, FL 32405
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | Company Name on File |
| Last Sale | $700,000 (Nov 2022) |
| Tax Bill | $5,035 (2025) |
| Deeds & Mortgages | Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15185-005-000 |
| Primary APN | 15185-005-000 |
|---|
| Lot Area | 63,598 sqft (1.46 acres) |
|---|---|
| Lot Dimensions | 297 ft deep x 215 ft wide |
| Street Address | 3424 E 15TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-7425 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Legal Description | 2 4S 14W -6.1A- 118B1 COM AT NE COR OF SEC TH RUN W 251.50' TH RUN S 33.09' TO |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1000 |
3424 E 15th St, commercial vacant land, is owned by a company that bought it in November 2022.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2724 MARTIN LUTHER KING JR BLVD, PANAMA CITY, FL 32405-4408 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on File |
| Deed Sale | Nov 23, 2022 · Amount on File |
| Deed Document Number | 0046331836 |
| Deed Book / Page | 4633 / 1836 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 23, 2022 |
| Property Address | 3424 E 15TH ST, PANAMA CITY, FL 32405-7425 |
| Document Number | 0046331836 |
| Book / Page | 4633 / 1836 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 2022084418 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | MCNEESE TITLE LLC, MCNEESE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $4,900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 QUEENS CIR, PANAMA CITY, FL 32405-1910 |
| Name | Verified Name |
|---|---|
| Address | 2724 MARTIN LUTHER KING JR BLVD, PANAMA CITY, FL 32405-4408 |
The 2025 property tax bill for 3424 E 15th St was $5,035.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,035.00 | $317,550 Land $317,550 | $317,550 Land $317,550 |
| 2023 | $5,229.00 (+31.88%) | $317,550 (+25%) Land $317,550 | $317,550 (+25%) Land $317,550 |
| 2022 | $3,965.00 | $254,040 Land $254,040 | $254,040 Land $254,040 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3424 E 15th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3424 E 15th St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon, WOW Internet, Cable & Phone.
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