Bay County property record for 3414 E 15th St, Panama City, FL 32405
| Property Type | Religious, Church, Worship (Synagogue, Temple, Parsonage) |
|---|---|
| Details | 5,319 sqft · built 1950 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $7,987 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 15188-000-000 |
| Primary APN | 15188-000-000 |
|---|
| Total Rooms | 10 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 5,319 sqft Gross Area |
| 1st Floor Area | 5,319 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3414 E HIGHWAY 98 |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401 |
| Property Category | Other |
| Property Type | Other > Religious, Church, Worship (Synagogue, Temple, Parsonage) |
| Legal Description | 2 4S 14W -9- 118B1 W 2 ACRES OF N1/2 OF NE1/4 OF NE1/4 OF NE1/4 ORB 4715 P 1854 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1100 |
3414 E 15th St is owned by a company that acquired it in August 2023.
Source: Bay County records, as of October 9, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4820 N LAKEWOOD DR, PANAMA CITY, FL 32404-6621 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 1, 2023 |
| Transfer Doc | 0047151854 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 1, 2023 |
| Property Address | 3414 E 15TH ST, PANAMA CITY, FL 32405-7425 |
| Document Number | 0047151854 |
| Book / Page | 4715 / 1854 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 2023048273 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3414 E HIGHWAY 98, PANAMA CITY, FL 32401 |
| Name | Verified Name |
|---|---|
| Address | 4820 N LAKEWOOD DR, PANAMA CITY, FL 32404-6621 |
The 2025 property tax bill for 3414 E 15th St was $7,987, up 61.4% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,987.00 (+61.39%) Additional exemption filed | $503,680 (+61.13%) Land $288,000 Building $215,680 | $503,680 (+61.13%) Land $288,000 Building $215,680 |
| 2024 | $4,949.00 Additional exemption filed | $312,598 (-) Land $288,000 Building $24,598 | $312,598 (-) Land $288,000 Building $24,598 |
| 2023 | Additional exemption filed | $312,598 (-) Land $288,000 Building $24,598 | $312,598 (-) Land $288,000 Building $24,598 |
| 2022 | Additional exemption filed | $312,598 Land $288,000 Building $24,598 | $312,598 Land $288,000 Building $24,598 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3414 E 15th St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 18 (1998–2021) |
| Claims Outside the SFHA | 10 of 18 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3414 E 15th St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon, WOW Internet, Cable & Phone.
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