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3412 E 15th St, Panama City, FL 32405 Property Records

Bay County property record for 3412 E 15th St, Panama City, FL 32405

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.4 acres (17,424 sqft)
OwnerCompany Name on File
Last Sale$12,200 (Aug 2019)
Tax Bill$127 (2025)
Deeds & MortgagesSep 2021 Transfer
May 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN14825-015-000

Property Details

APN / Parcel Number

Primary APN14825-015-000

Exterior

Lot Area17,424 sqft (0.4 acres)

Location & Zoning

Street Address3412 E 15TH ST
CityPANAMA CITY
StateFL
Zip32405-7425
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal Description35 3S 14W -18.1A- 117C ST AND BAY DEV CO PLAT E 30 OF LOTS 114 & 127 ORB 4466 P 2251
Legal Range14W
Legal Township03S
Legal Section35
Legal SubdivisionST AND BAY DEV CO PLAT
Legal Lot Number114
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2014
Census Tract1200

Owner

3412 E 15th St, commercial vacant land, is owned by a company that bought it in August 2019.

Source: Bay County records, as of April 20, 2026

Owner of RecordCompany Name on File
Mailing Address16 RIKER AVE, SANTA ROSA BEACH, FL 32459-9604
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 21, 2019Tax Deed, Foreclosure
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2019 · Amount on File
Deed SaleAug 2, 2019 · Amount on File
Prior SaleMay 21, 2019 · Amount on File
Deed Document Number201969856
Deed Book / Page4152 / 104
Record UpdatedJun 8, 2026

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateSep 30, 2021
Property Address15TH E AVE, PANAMA CITY, FL 32401
Document Number0044662251
Book / Page4466 / 2251
Instrument DateSep 9, 2021
Instrument2021074709
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 RIKER AVE, SANTA ROSA BEACH, FL 32459-9604

May 2019: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionBAY FL
Recording DateMay 21, 2019
Property Address15TH ST E, PANAMA CITY, FL 32405
Document Number0041251675
Book / Page004125 / 001675
Instrument DateMay 21, 2019
Instrument48808
Transaction TypeForeclosure
Record UpdatedJun 12, 2019
Title CompanyOTHER

Transaction

AmountAmount on Record
Tax$84.70
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address803 JENKS AVE #24 PANAMA CITY BEACH FL 324012568, 24, PANAMA CITY BEACH, FL 32401-2568

Tax Assessment & Valuation

The 2025 property tax bill for 3412 E 15th St was $127, down 53.6% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$127.00 (-53.65%)$8,064 (-) Land $8,064$8,064 (-) Land $8,064
2024$274.00 (-0.36%)$8,064 (-) Land $8,064$8,064 (-) Land $8,064
2023$275.00 (+3%)$8,064 (-) Land $8,064$8,064 (-) Land $8,064
2022$267.00$8,064 Land $8,064$8,064 Land $8,064

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3412 E 15th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims9 (2018–2020)
Claims Outside the SFHA8 of 9
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Michael, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3412 E 15th St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone.

Nearby Properties on E 15th St

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