Bay County property record for 3405 E 15th St, Panama City, FL 32405
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 2,077 sqft · built 2002 |
| Lot Size | 11.5 acres (503,292 sqft) |
| Owner | Company Name on File |
| Last Sale | $142,500 (Mar 2015) |
| Tax Bill | $2,359 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 14825-010-000 |
| Primary APN | 14825-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,077 sqft |
| 1st Floor Area | 2,077 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 503,292 sqft (11.5 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 728 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3405 E 15TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-7416 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Legal Description | 35 3S 14W -18.1- 117C ST AND BAY DEV CO PLAT LOTS 98, 111 & S1/2 LOT 95 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 35 |
| Legal Subdivision | ST AND BAY DEV CO |
| Legal Lot Number | 95,98 111 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1200 |
3405 E 15th St, commercial vacant land, is owned by a company that bought it in March 2015.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1621 TRANSMITTER RD, PANAMA CITY, FL 32404-3149 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2015 · Amount on File |
| Deed Sale | Mar 16, 2015 · Amount on File |
| Deed Document Number | 2015014715 |
| Deed Book / Page | 3683 / 0247 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3405 E 15th St was $2,359.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,359.00 | $148,780 Land $137,130 Building $11,650 | $148,780 Land $137,130 Building $11,650 |
| 2023 | $2,356.00 (+6.08%) | $137,980 (-) Land $137,130 Building $850 | $137,980 (-) Land $137,130 Building $850 |
| 2022 | $2,221.00 | $137,980 Land $137,130 Building $850 | $137,980 Land $137,130 Building $850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3405 E 15th St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 9 (2018–2020) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3405 E 15th St is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon, WOW Internet, Cable & Phone.
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