Bay County property record for 3433 E 15th St, Panama City, FL 32405
| Property Type | Convenience Store |
|---|---|
| Details | 12,106 sqft · built 2011 |
| Lot Size | 1.31 acres (57,369 sqft) |
| Owner | Company Name on File |
| Last Sale | $650,000 (Sep 2010) |
| Tax Bill | $13,063 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14826-010-000 |
| Primary APN | 14826-010-000 |
|---|
| Total Rooms | 6 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 12,106 sqft Total Area |
| 1st Floor Area | 3,071 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Metal |
| Lot Area | 57,369 sqft (1.31 acres) |
| Fence | Fence |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3433 E 15TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-7416 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Convenience Store |
| Legal Description | 35 3S 14W -19A- 117C ST AND BAY DEV CO PLAT COM AT SE COR OF SEC W 45.52' |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 35 |
| Legal Subdivision | ST AND BAY DEV CO |
| Legal Lot Number | 128 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1200 |
3433 E 15th St, a commercial property, is owned by a company that bought it in September 2010.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 2437, SMYRNA, GA 30081-2437 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2010 · Amount on File |
| Deed Sale | Sep 21, 2010 · Amount on File |
| Prior Sale | Feb 9, 2006 · Amount on File |
| Deed Document Number | 2010049579 |
| Deed Book / Page | 3270 / 0175 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3433 E 15th St was $13,063.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,063.00 | $823,753 Land $257,803 Building $565,950 | $823,753 Land $257,803 Building $565,950 |
| 2023 | $14,114.00 (+15.51%) | $842,477 (+9.04%) Land $257,802 Building $584,675 | $842,477 (+9.04%) Land $257,802 Building $584,675 |
| 2022 | $12,219.00 | $772,614 Land $206,242 Building $566,372 | $772,614 Land $206,242 Building $566,372 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3433 E 15th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 9 (2018–2020) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3433 E 15th St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon, WOW Internet, Cable & Phone.
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