3424 Cedar Ln, Melissa, TX 75454 Property Records

Collin County property record for 3424 Cedar Ln, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,833 sqft · built 2015
Lot Size	0.151 acres (6,621 sqft)
Owner	Individual Name on File
Tax Bill	$2,934 (2024)
Deeds & Mortgages	Oct 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-10549-00J-0160-1`

Property Details

APN / Parcel Number

Primary APN	`R-10549-00J-0160-1`
Alternative APN	`2704767`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,833 sqft Living Area
Gross Area	2,264 sqft
1st Floor Area	1,833 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,621 sqft (0.151 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2704767
Street Address	3424 CEDAR LN
City	MELISSA
State	TX
Zip	75454-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH CREEK II PHASE 3 (CML), BLK J, LOT 16
Legal Subdivision	NORTH CREEK II PHASE 3 (CML)
Legal Phase	3
Legal Block	J
Legal Lot Number	16
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	3
Census Block	3015
Census Tract	30207

Owner

3424 Cedar Ln is owned and occupied by an individual who acquired it in September 2021.

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3424 CEDAR LN, MELISSA, TX 75454-3303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Sep 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 26, 2018	Deed of Trust, Mortgage PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2015
Deed Sale	Sep 21, 2015
Prior Sale	Feb 25, 2020
Deed Document Number	0001191380
Last Transfer Date	Sep 27, 2021
Transfer Doc	0001965340
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	Oct 15, 2026
Property Address	3424 CEDAR LN, MELISSA, TX 75454-3303
Document Number	0000137476
Instrument Date	Oct 6, 2026
Instrument	2026137476
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3424 CEDAR LN, MELISSA, TX 75454-3303

Mortgage

Document Number	0000137476,
Date	Oct 15, 2026
Instrument	2026137476

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2056

Interest

Max Rate	-1%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	Sep 27, 2021
Property Address	3424 CEDAR LN, MELISSA, TX 75454-3303
Document Number	0001965340
Map Reference	VOL 2014 PG 224
Instrument Date	Sep 17, 2021
Instrument	20210927001965340
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3424 CEDAR LN, MELISSA, TX 75454-3303

Mortgage

Document Number	0001965350
Date	Sep 27, 2021
Instrument	20210927001965350

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3424 CEDAR LN, MELISSA, TX 75454-3303
Document Number	0000207490
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2018
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3424 CEDAR LN MELISSA TX 754543303, MELISSA, TX 75454-3303

Mortgage

Document Number	0000207490
Date	Feb 21, 2018
Instrument	207490

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Melissa City
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$400,577 Land $120,000 Building $280,577	$400,577 Land $120,000 Building $280,577
2024	$2,934.00
2023		$401,596 Land $110,000 Building $291,596	$401,596 Land $110,000 Building $291,596
2022	$4,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3424 Cedar Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3424 Cedar Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Grayson Collin Communications, Rise Broadband.

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