3423 Perching Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3423 Perching Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2006
Square Footage	3,137 sqft Heated Area
Lot Size	7,492 sqft (0.171 acres)
Occupancy	Owner Occupied
Last Sale	$306,000 (2020)
Tax Bill	$5,093.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`135914`
Alternative APN	`272630056200010590`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Building Area	3,137 sqft Heated Area
Gross Area	3,748 sqft Gross Area
1st Floor	1,617 sqft 1st Floor
Upper Floors	1,520 sqft Upper Floors
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,492 sqft (0.171 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	408 sqft Garage

Exterior Amenities

Pool Area	300 sqft Pool
Fence	Fence
Deck Area	688 sqft Deck
Porch	Finished/Screened Porch
Porch Area	203 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	135914
Street Address	3423 PERCHING RD
City	SAINT CLOUD
State	FL
Zip	34772-7770
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MALLARD POND PH 1 PB 17 PGS 127-131 LOT 59
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	MALLARD POND PHASE 1 - 3
Legal Phase	1
Legal Tract	562
Legal Block	1
Legal Lot Number	59
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1013
Census Tract	43207

Owner

Source: Osceola County records · APN 135914

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3423 PERCHING RD, SAINT CLOUD, FL 34772-7770
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC
Jan 21, 2020	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MORTGAGE FIRM
Jun 17, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 15, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Prior Sale	Nov 15, 2017 · Amount on Record
Deed Doc Number	2020009669
Deed Book / Page	5660 / 2088
Record Refreshed	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3423 PERCHING RD, SAINT CLOUD, FL 34772-7770
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3423 PERCHING RD, SAINT CLOUD, FL 34772-7770

Mortgage

Document Number	0062520053
Date	Jul 15, 2022
Book Page	6252/53
Instrument	2022109365

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jun 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3423 PERCHING RD, SAINT CLOUD, FL 34772-7770
Transaction Type	Mortgage
Record Updated	Oct 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3423 PERCHING RD, SAINT CLOUD, FL 34772-7770

Mortgage

Document Number	0060480840
Date	Sep 21, 2021
Book Page	6048/840
Instrument	2021146305

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 21, 2020
Property Address	3423 PERCHING RD, SAINT CLOUD, FL 34772-7770
Document Number	0056602088
Book / Page	005660 / 002088
Instrument Date	Jan 15, 2020
Instrument	9669
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	CORE TITLE SERVICES LLC, CORE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,142.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3423 PERCHING RD ST CLOUD FL 347727770, ST CLOUD, FL 34772-7770

Mortgage

Document Number	56602090
Date	Jan 21, 2020
Book Page	005660/002090
Instrument	9670

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3423 PERCHING RD, SAINT CLOUD, FL 34772-7770
Document Number	0055500977
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3423 PERCHING RD ST CLOUD FL 347727770, ST CLOUD, FL 34772-7770

Mortgage

Document Number	0055500977
Date	Jul 01, 2019
Book Page	005550/000977
Instrument	84939

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 15, 2017
Property Address	3423 PERCHING RD, SAINT CLOUD, FL 34772-7770
Document Number	0052392051
Book / Page	5239 / 2051
Map Reference	MB17 PG127-131
Instrument Date	Nov 13, 2017
Instrument	2017163168
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	BLUE WATER CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3339 SEVEN OAKS DR, 3339, SAINT CLOUD, FL 34772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3423 PERCHING RD, SAINT CLOUD, FL 34772-7770

Mortgage

Document Number	0052392052
Date	Nov 15, 2017
Instrument	5239/2052

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,093.00 (+6.02%) Homeowner's exemption	$327,422 (+5.99%)	$406,100 (-2.75%) Land $70,000 Building $336,100
2023	$4,804.00 (+3.4%) Homeowner's exemption	$308,928 (+3%)	$417,600 (+13.48%) Land $60,000 Building $357,600
2022	$4,646.00 Homeowner's exemption	$299,931	$368,000 Land $55,000 Building $313,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 725 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

3423 Perching Rd, Saint Cloud, FL 34772 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Perching Rd

Nearby Streets

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