Osceola County property record for 3421 Perching Rd, Saint Cloud, FL 34772 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,737 sqft Living Area |
| Lot Size | 8,494 sqft (0.195 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $247,500 (2017) |
| Tax Bill | $2,501.00 (2024) |
| Primary APN | 27-26-30-0562-0001-0600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,737 sqft Living Area |
| Gross Area | 3,350 sqft Gross Area |
| 1st Floor | 2,737 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,494 sqft (0.195 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Deck Area | 312 sqft Deck |
| Patio Area | 312 sqft Patio |
| Porch Area | 172 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3421 PERCHING RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7770 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MALLARD POND PH 1 PB 17 PGS 127-131 LOT 60 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 27 |
| Legal Subdivision | MALLARD POND PH 1 |
| Legal Phase | 1 |
| Legal Tract | 562 |
| Legal Block | 600 |
| Legal Lot Number | 60 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43207 |
Source: Osceola County records · APN 27-26-30-0562-0001-0600
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3421 PERCHING RD, SAINT CLOUD, FL 34772-7770 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 09, 2024 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Oct 13, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage RESIDENTIAL ACCEPTANCE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 13, 2017 · Amount on Record |
| Deed Sale | Oct 13, 2017 · Amount on Record |
| Prior Sale | Jul 01, 2010 · Amount on Record |
| Deed Doc Number | 2017146993 |
| Deed Book / Page | 5223 / 1650 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 17, 2026 |
| Property Address | 3421 PERCHING RD, SAINT CLOUD, FL 34772-7770 |
| Document Number | 0000051106 |
| Book / Page | 6957 / 467 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202651106 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET MORTGAGE |
| Name | Verified Name |
|---|---|
| Address | 3421 PERCHING RD, SAINT CLOUD, FL 34772-7770 |
| Document Number | 0000051106, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 6957/467 |
| Instrument | 202651106 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3421 PERCHING RD, SAINT CLOUD, FL 34772-7770 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3421 PERCHING RD, SAINT CLOUD, FL 34772-7770 |
| Document Number | 0065302901 |
|---|---|
| Date | Jan 09, 2024 |
| Book Page | 6530/2901 |
| Instrument | 2024003052 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 13, 2017 |
| Property Address | 3421 PERCHING RD, SAINT CLOUD, FL 34772-7770 |
| Document Number | 0052231650 |
| Book / Page | 5223 / 1650 |
| Map Reference | MB17 PG127-131 |
| Instrument Date | Oct 09, 2017 |
| Instrument | 2017146993 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,732.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 KELLER RD, 315, RINCON, GA 31326-4701 |
| Name | Verified Name |
|---|---|
| Address | 3421 PERCHING RD, SAINT CLOUD, FL 34772-7770 |
| Document Number | 0052231651 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 5223/1651 |
| Name | RESIDENTIAL ACCEPTANCE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,595.00 (+3.76%) Homeowner's exemption Disabled Person's exemption | $192,897 (+5.99%) | $339,200 (-2.92%) Land $70,000 Building $269,200 |
| 2024 | $2,501.00 (+3.01%) | ||
| 2023 | $2,428.00 (+0.5%) Homeowner's exemption Disabled Person's exemption | $182,001 (+3%) | $349,400 (+15.28%) Land $60,000 Building $289,400 |
| 2022 | $2,416.00 Homeowner's exemption Disabled Person's exemption | $176,700 | $303,100 Land $55,000 Building $248,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 60% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 725 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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