Osceola County property record for 3422 Perching Rd, Saint Cloud, FL 34772 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2006 |
| Square Footage | 3,111 sqft Living Area |
| Lot Size | 9,713 sqft (0.223 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $405,000 (2025) |
| Tax Bill | $4,206.00 (2024) |
| Primary APN | 27-26-30-0562-0001-0770 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,111 sqft Living Area |
| Gross Area | 3,808 sqft Gross Area |
| 1st Floor | 1,787 sqft 1st Floor |
| Upper Floors | 1,324 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,713 sqft (0.223 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Porch Area | 221 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3422 PERCHING RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7769 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MALLARD POND PH 1 PB 17 PGS 127-131 LOT 77 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 27 |
| Legal Subdivision | MALLARD POND PH 1 |
| Legal Phase | 1 |
| Legal Tract | 562 |
| Legal Block | 770 |
| Legal Lot Number | 77 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43207 |
Source: Osceola County records · APN 27-26-30-0562-0001-0770
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3422 PERCHING RD, SAINT CLOUD, FL 34772-7769 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 10, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 10, 2025 | Correction Deed ATTORNEY ONLY, ATTORNEY |
| May 25, 2022 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage PRIMELENDING |
| Jul 21, 2021 | Intrafamily Transfer, Transfer WEST ORANGE TITLE INC, WEST ORANGE TITLE |
| Mar 30, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FBC MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on Record |
| Deed Sale | Dec 10, 2025 · Amount on Record |
| Prior Sale | Mar 30, 2017 · Amount on Record |
| Deed Doc Number | 2025150785 |
| Deed Book / Page | 6891 / 1200 |
| Prior Transfer Date | May 18, 2022 |
| Prior Transfer Doc | 0062201027 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 10, 2025 |
| Property Address | 3422 PERCHING RD, SAINT CLOUD, FL 34772-7769 |
| Document Number | 0068911200 |
| Book / Page | 6891 / 1200 |
| Map Reference | MB 17 PG 127 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 2025150785 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,835.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40840 COUNTY ROAD 25, LADY LAKE, FL 32159-2514 |
| Name | Verified Name |
|---|---|
| Address | 3422 PERCHING RD, SAINT CLOUD, FL 34772-7769 |
| Document Number | 0068911203 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 6891/1203 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2055 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 10, 2025 |
| Property Address | 3422 PERCHING RD, SAINT CLOUD, FL 34772-7769 |
| Document Number | 0068911196 |
| Book / Page | 6891 / 1196 |
| Map Reference | MB 17 PG 127 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 2025150784 |
| Record Updated | Dec 22, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 3422 PERCHING RD, SAINT CLOUD, FL 34772-7769 |
| Name | Verified Name |
|---|---|
| Address | 3422 PERCHING RD, SAINT CLOUD, FL 34772-7769 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 25, 2022 |
| Property Address | 3422 PERCHING RD, SAINT CLOUD, FL 34772-7769 |
| Document Number | 0062201027 |
| Book / Page | 6220 / 1027 |
| Map Reference | MB 17 PG 127-131 |
| Instrument Date | May 18, 2022 |
| Instrument | 2022082094 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | FIRST INT'L TITLE-JUPITER BR, FIRST INTL TTL HUNTERS CREEK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3422 PERCHING RD, 3422, SAINT CLOUD, FL 34772-7769 |
| Name | Verified Name |
|---|---|
| Address | 3422 PERCHING RD, SAINT CLOUD, FL 34772-7769 |
| Document Number | 0062201030 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 6220/1030 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 21, 2021 |
| Property Address | 3422 PERCHING RD, SAINT CLOUD, FL 34772-7769 |
| Document Number | 0060062433 |
| Book / Page | 6006 / 2433 |
| Map Reference | MB 17 PG 127-131 |
| Instrument Date | Jul 06, 2021 |
| Instrument | 2021113047 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2021 |
| Title Company | WEST ORANGE TITLE INC, WEST ORANGE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 7667 LAKE SHORE DR, OWINGS, MD 20736-9015 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 30, 2017 |
| Property Address | 3422 PERCHING RD, SAINT CLOUD, FL 34772-7769 |
| Document Number | 0051241136 |
| Book / Page | 5124 / 1136 |
| Map Reference | MB17 PG127-131 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 2017048560 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | QUALITY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2750 JOHNSON AVE # AVE8L, 2750, BRONX, NY 10463-4915 |
| Name | Verified Name |
|---|---|
| Address | 8422 MEER WAY # 10, 10, KISSIMMEE, FL 34747-3099 |
| Document Number | 0051241138 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | 5124/1138 |
| Instrument | 2017048561 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,352.00 (+3.47%) Homeowner's exemption | $286,049 (+5.99%) | $368,000 (-3.23%) Land $70,000 Building $298,000 |
| 2024 | $4,206.00 (+2.56%) | ||
| 2023 | $4,101.00 (+3.48%) Homeowner's exemption | $269,892 (+3%) | $380,300 (+15.28%) Land $60,000 Building $320,300 |
| 2022 | $3,963.00 Homeowner's exemption | $262,032 | $329,900 Land $55,000 Building $274,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 60% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 725 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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