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3422 Fernleaf Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3422 Fernleaf Dr, Hernando Beach, FL 34607 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,669 sqft Living Area
Lot Size12,188 sqft (0.28 acres)
GarageAttached, 1,147 sqft
Last Sale$575,000 (2023)
Tax Bill$7,983.00 (2025)

Property Details

APN / Parcel Number

Primary APNR13-223-16-2390-1320-0190
Alternative APNs
  • 00425016
  • 425016

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,669 sqft Living Area
Gross Area3,344 sqft Gross Area
1st Floor1,669 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,188 sqft (0.28 acres)
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area1,147 sqft Garage

Exterior Amenities

Pool Area600 sqft Pool
Deck Area64 sqft Deck
Patio Area957 sqft Patio
PorchOpen Porch
Porch Area528 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number00425016
Street Address3422 FERNLEAF DR
CityHERNANDO BEACH
StateFL
Zip34607-3409
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 14 BLK 132 LOT 19
Legal Range16E
Legal Township23S
Legal Section13
Legal SubdivisionHERNANDO BEACH UNIT 14
Legal Block132
Legal Lot Number19
JurisdictionHERNANDO FL
Minor Civil DivisionHERNANDO BEACH
Census Blockgroup1
Census Block1036
Census Tract41501

Owner

Source: Hernando County records · APN R13-223-16-2390-1320-0190

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address10767 PALM SPRING DR, BOCA RATON, FL 33428-4011
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2026Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 19, 2023Warranty Deed, Transfer · Conventional Mortgage
GENEVA FINANCIAL LLC
Aug 31, 2021Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
May 23, 2019Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 19, 2023 · Amount on Record
Deed SaleApr 19, 2023 · Amount on Record
Prior SaleAug 08, 2012 · Amount on Record
Deed Doc Number202321846
Deed Book / Page4286 / 1722
Last Transfer DateJan 05, 2026
Transfer Doc0046541030
Record RefreshedJun 08, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateJan 06, 2026
Property Address3422 FERNLEAF DR, HERNANDO BEACH, FL 34607-3409
Document Number0046541030
Book / Page4654 / 1030
Map ReferenceMB 11 PG 60
Instrument DateJan 05, 2026
Instrument2026000751
Transaction TypeTransfer
Record UpdatedJan 22, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address10767 PALM SPRING DR, BOCA RATON, FL 33428-4011

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateApr 19, 2023
Property Address3422 FERNLEAF DR, HERNANDO BEACH, FL 34607-3409
Document Number0042861722
Book / Page4286 / 1722
Map ReferenceMB 11 PG 60
Instrument DateApr 14, 2023
Instrument2023021846
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanySOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,025.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8128 INDIAN TRAIL RD, WEEKI WACHEE, FL 34613-5268

Transferred To (Grantee/Buyer)

NameVerified Name
Address3422 FERNLEAF DR, HERNANDO BEACH, FL 34607-3409

Mortgage

Document Number0042861724
DateApr 19, 2023
Instrument4286/1724
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3422 FERNLEAF DR, HERNANDO BEACH, FL 34607-3409
Transaction TypeMortgage
Record UpdatedSep 27, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040481034
DateAug 31, 2021
Book Page4048/1034
Instrument2021065361
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 09, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3422 FERNLEAF DR, HERNANDO BEACH, FL 34607-3409
Document Number0037170813
Instrument DateMay 23, 2019
Transaction TypeMortgage
Record UpdatedJul 19, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3422 FERNLEAF DR HERNANDO BEACH FL 346073409, HERNANDO BEACH, FL 34607-3409

Mortgage

Document Number0037170813
DateJun 19, 2019
Book Page003717/000813
Instrument38168
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 18, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,983.00 (+297.36%)$524,411 (+149.33%) Land $157,993 Building $366,418$524,411 (-1.41%) Land $157,993 Building $366,418
2023$210,324 (+3%) Land $210,324
2022$2,009.00 Homeowner's exemption$204,198$531,908 Land $152,874 Building $379,034

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 602 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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