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3416 Fernleaf Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3416 Fernleaf Dr, Hernando Beach, FL 34607 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,204 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$520,000 (2025)
Tax Bill$3,888.00 (2025)

Property Details

APN / Parcel Number

Primary APNR13-223-16-2390-1320-0180
Alternative APNs
  • 00425007
  • 425007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Building Area1,204 sqft Living Area
1st Floor1,204 sqft 1st Floor
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeConcrete Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces5 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Porch1 Porch
Porch Area364 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number00425007
Street Address3416 FERNLEAF DR
CityHERNANDO BEACH
StateFL
Zip34607-3409
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 14 BLK 132 LOT 18
Legal Range16E
Legal Township23S
Legal Section13
Legal SubdivisionHERNANDO BEACH UNIT 14
Legal Block132
Legal Lot Number18
Legal Unit14
JurisdictionHERNANDO FL
Minor Civil DivisionHERNANDO BEACH
Census Blockgroup1
Census Block1036
Census Tract41501

Owner

Source: Hernando County records · APN R13-223-16-2390-1320-0180

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3416 FERNLEAF DR, HERNANDO BEACH, FL 34607-3409
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Warranty Deed, Transfer · Conventional Mortgage
ARVEST BANK
Sep 11, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 21, 2018Deed of Trust, Mortgage · Building or Construction Mortgage
BRANNEN BANK
Feb 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 29, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Mar 24, 2017Grant Deed, Transfer
SUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 31, 2025 · Amount on Record
Deed SaleOct 31, 2025 · Amount on Record
Prior SaleSep 11, 2025
Deed Doc Number2025075540
Deed Book / Page4628 / 664
Record RefreshedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateOct 31, 2025
Property Address3416 FERNLEAF DR, HERNANDO BEACH, FL 34607-3409
Document Number0046280664
Book / Page4628 / 664
Map ReferenceMB 11 PG 60
Instrument DateOct 21, 2025
Instrument2025075540
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyEXECUTIVE TTL SVCS OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,640.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address11838 YELLOW FINCH LN, TRINITY, FL 34655-7149

Transferred To (Grantee/Buyer)

NameVerified Name
Address3416 FERNLEAF DR, HERNANDO BEACH, FL 34607-3409

Mortgage

Document Number0004628666
DateOct 31, 2025
Instrument4628/666
Lender
NameARVEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateSep 11, 2025
Property Address3416 FERNLEAF DR, HERNANDO BEACH, FL 34607-3409
Document Number0046081311
Book / Page4608 / 1311
Map ReferenceMB 11 PG 60
Instrument DateAug 20, 2025
Instrument2025063463
Transaction TypeTransfer
Record UpdatedDec 04, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address11838 YELLOW FINCH LN, TRINITY, FL 34655-7149

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3949 RIVERVIEW BLVD, BRADENTON, FL 34209-2000

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3416 FERNLEAF DR, HERNANDO BEACH, FL 34607-3409
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035951897
DateJun 21, 2018
Book Page3595/1897
Instrument2018038037
Lender
NameBRANNEN BANK
TypeBank
AddressINVERNESS, FL 34451
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term252 Months
DueJun 15, 2039

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3416 FERNLEAF DR, HERNANDO BEACH, FL 34607-3409
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038110425
DateFeb 26, 2020
Book Page3811/425
Instrument2020012571
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2035

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateDec 29, 2020
Property Address3416 FERNLEAF DR, HERNANDO BEACH, FL 34607-3409
Document Number0039311608
Book / Page3931 / 1608
Map ReferenceMB 11 PG 60
Instrument DateDec 22, 2020
Instrument2020081542
Transaction TypeTransfer
Record UpdatedDec 07, 2021
Title CompanySOUTHERN SECURITY TTL SVCS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7001 CEDRIC DR, 7001, RALEIGH, NC 27603-5211

Transferred To (Grantee/Buyer)

NameVerified Name
Address3416 FERNLEAF DR, HERNANDO BEACH, FL 34607-3409

Mortgage

Document Number39311610
DateDec 29, 2020
Instrument3931/1610
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHERNANDO FL
Recording DateMar 24, 2017
Property Address3416 FERNLEAF DR, HERNANDO BEACH, FL 34607-3409
Document Number0034511464
Book / Page003451 / 001464
Instrument DateMar 21, 2017
Instrument16665
Transaction TypeTransfer
Record UpdatedMay 17, 2017
Title CompanySUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP

Transaction

AmountAmount Recorded
Tax$157.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address7001 CEDRIC DR RALEIGH NC 276035211, RALEIGH, NC 27603-5211

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,888.00 (-11.96%) Additional exemption filed$311,848 (+2.9%)$364,229 (-11.37%) Land $88,620 Building $275,609
2024$4,416.00 (+14.2%) Additional exemption filed$303,059 (+3%)$410,964 (-4.12%) Land $91,112 Building $319,852
2023$294,232 (+3%) Land $294,232
2022$3,867.00 Homeowner's exemption$285,662$428,626 Land $85,790 Building $342,836

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 602 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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