3405 Fernleaf Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3405 Fernleaf Dr, Hernando Beach, FL 34607 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,676 sqft Living Area
Lot Size	4,356 sqft (0.1 acres)
Occupancy	Owner Occupied
Last Sale	$243,000 (2015)
Tax Bill	$4,596.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R13-223-16-2390-1320-0230`
Alternative APNs	`00169891` `169891`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,676 sqft Living Area
1st Floor	1,676 sqft 1st Floor
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	4,356 sqft (0.1 acres)
Parking Spaces	6 Parking Spaces
Garage Type	Mixed Garage
Garage Area	855 sqft Garage

Exterior Amenities

Pool Area	297 sqft Pool
Deck Area	64 sqft Deck
Patio Area	451 sqft Patio
Porch	1 Porch
Porch Area	1,204 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	00169891
Street Address	3405 FERNLEAF DR
City	HERNANDO BEACH
State	FL
Zip	34607-3410
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HERNANDO BEACH UNIT 14 BLK 132 LOT 23
Legal Range	16E
Legal Township	23S
Legal Section	13
Legal Subdivision	HERNANDO BEACH UNIT 14
Legal Block	132
Legal Lot Number	23
Legal Unit	14
Jurisdiction	HERNANDO FL
Minor Civil Division	HERNANDO BEACH
Census Blockgroup	1
Census Block	1036
Census Tract	41501

Owner

Source: Hernando County records · APN R13-223-16-2390-1320-0230

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	305 OAKBEND DR, ATHENS, GA 30606-3264
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 18, 2015 · Amount on Record
Deed Sale	Nov 18, 2015 · Amount on Record
Prior Sale	Oct 21, 2003 · Amount on Record
Deed Doc Number	2015065793
Deed Book / Page	3306 / 0953
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,596.00 (+0.42%) Additional exemption filed	$361,404 (+5.99%)	$401,581 (-16.42%) Land $61,250 Building $340,331
2023		$340,989 Land $340,989
2022	$4,577.00		$480,457 Land $59,250 Building $421,207

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 602 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.