3392 Fernleaf Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3392 Fernleaf Dr, Hernando Beach, FL 34607 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	1,650 sqft Living Area
Lot Size	5,000 sqft (0.115 acres)
Garage	Attached, 1,560 sqft
Occupancy	Owner Occupied
Tax Bill	$6,665.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R13-223-16-2390-1320-0140`
Alternative APNs	`00479182` `479182`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,650 sqft Living Area
Gross Area	3,840 sqft Gross Area
1st Floor	1,650 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	6 Parking Spaces
Garage Type	Attached Garage
Garage Area	1,560 sqft Garage
Deck Area	64 sqft Deck
Patio Area	250 sqft Patio
Porch	Open Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	00479182
Street Address	3392 FERNLEAF DR
City	HERNANDO BEACH
State	FL
Zip	34607-3407
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HERNANDO BEACH UNIT 14 BLK 132 LOT 14
Legal Range	16E
Legal Township	23S
Legal Section	13
Legal Subdivision	HERNANDO BEACH UNIT 14
Legal Block	132
Legal Lot Number	14
Jurisdiction	HERNANDO FL
Minor Civil Division	HERNANDO BEACH
Census Blockgroup	1
Census Block	1036
Census Tract	41501

Owner

Source: Hernando County records · APN R13-223-16-2390-1320-0140

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3392 FERNLEAF DR, HERNANDO BEACH, FL 34607-3407
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 24, 2017
Property Address	3392 FERNLEAF DR, HERNANDO BEACH, FL 34607-3407
Document Number	0034910041
Book / Page	003491 / 000041
Instrument Date	Jul 18, 2017
Instrument	41924
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	SOUTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$196.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2808 ALTA VIEW DR #D SAN DIEGO CA 921393248, D, SAN DIEGO, CA 92139-3248

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,665.00 (+8.37%) Homeowner's exemption Veteran's exemption	$476,466 (+5.99%)	$529,474 (-17.29%) Land $62,400 Building $467,074
2023		$449,551 Land $449,551
2022	$6,150.00		$640,122 Land $60,300 Building $579,822

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 21% of Florida
Wildfire Likelihood	About 1 in 1,515 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.