3380 Fernleaf Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3380 Fernleaf Dr, Hernando Beach, FL 34607 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2009
Square Footage	1,066 sqft Living Area
Lot Size	4,356 sqft (0.1 acres)
Occupancy	Owner Occupied
Last Sale	$299,000 (2005)
Tax Bill	$1,520.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R13-223-16-2390-1320-0120`
Alternative APNs	`00424963` `424963`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,066 sqft Living Area
1st Floor	1,066 sqft 1st Floor
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	4,356 sqft (0.1 acres)
Parking Spaces	4 Parking Spaces
Garage Area	936 sqft Garage
Porch	Finished/Screened Porch
Porch Area	938 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	00424963
Street Address	3380 FERNLEAF DR
City	HERNANDO BEACH
State	FL
Zip	34607-3407
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HERNANDO BEACH UNIT 14 BLK 132 LOT 12 ORB 375 PG 600 CONTINUED
Legal Range	16E
Legal Township	23S
Legal Section	13
Legal Subdivision	HERNANDO BEACH UNIT 14
Legal Block	132
Legal Lot Number	12
Legal Unit	14
Jurisdiction	HERNANDO FL
Minor Civil Division	HERNANDO BEACH
Census Blockgroup	1
Census Block	1036
Census Tract	41501

Owner

Source: Hernando County records · APN R13-223-16-2390-1320-0120

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3380 FERNLEAF DR, HERNANDO BEACH, FL 34607-3407
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2005 · Amount on Record
Deed Sale	Jun 13, 2005 · Amount on Record
Prior Sale	Jan 08, 2003 · Amount on Record
Deed Doc Number	2005050113
Deed Book / Page	2041 / 1330
Record Refreshed	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3380 FERNLEAF DR, HERNANDO BEACH, FL 34607-3407
Document Number	0038081615
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3380 FERNIEAF DR HERNANDO BEACH FL 34607, HERNANDO BEACH, FL 34607

Mortgage

Document Number	0038081615
Date	Feb 20, 2020
Book Page	003808/001615
Instrument	11117

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,520.00 (+2.01%) Additional exemption filed	$145,951 (+5.99%)	$288,214 (-11.74%) Land $53,250 Building $234,964
2023		$137,707 Land $137,707
2022	$1,490.00		$326,556 Land $51,250 Building $275,306

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 21% of Florida
Wildfire Likelihood	About 1 in 1,515 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.