3421 Edward Dr, Waco, TX 76708 Property Records

McLennan County property record for 3421 Edward Dr, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,973 sqft · built 2018
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Tax Bill$7,980 (2024)
Deeds & MortgagesDec 2019 Mortgage
Jun 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN484095010001060

Property Details

APN / Parcel Number

Primary APN484095010001060
Alternative APN
  • 375771

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area1,973 sqft Living Area
Gross Area2,545 sqft
1st Floor Area1,329 sqft
2nd Floor Area644 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace
Security AlarmSecurity Alarm

Exterior

Year BuiltBuilt 2018
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions137 ft deep x 75 ft wide
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area687 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number375771
Street Address3421 EDWARD DR
CityWACO
StateTX
Zip76708-2204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLOISTER AT CAMERON PARK ADDN LOT 6 BLOCK A ACRES .23
Legal SubdivisionCLOISTER AT CAMERON PARK ADDN
Legal BlockA
Legal Lot Number6
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1005
Census Tract1300

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3421 EDWARD DR, WACO, TX 76708-2204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Jun 26, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 9, 2018Trustee's Deed, Construction Loan · Construction Mortgage
INCOMMONS BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 26, 2019
Transfer Doc0000021021
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3421 EDWARD DR, WACO, TX 76708-2204
Document Number0000042735
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedJan 31, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3421 EDWARD DR WACO TX 767082204, WACO, TX 76708-2204

Mortgage

Document Number0000042735
DateDec 30, 2019
Instrument42735
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 29, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLENNAN TX
Recording DateJun 26, 2019
Property Address3421 EDWARD DR, WACO, TX 76708-2204
Document Number0000021021
Instrument DateJun 25, 2019
Instrument21021
Transaction TypeTransfer
Record UpdatedJul 12, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3421 EDWARD DR WACO TX 767082204, WACO, TX 76708-2204

March 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMCLENNAN TX
Recording DateMar 9, 2018
Property Address3421 EDWARD DR, WACO, TX 76708-2204
Instrument DateMar 1, 2018
Instrument7624
Transaction TypeConstruction Loan
Record UpdatedMar 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address6633 MAMMOTH SPRINGS DR WACO TX 767083400, WACO, TX 76708-3400

Mortgage

Document Number0000007624
DateMar 9, 2018
Instrument7624
Lender
NameINCOMMONS BK NA
TypeBank
AddressMEXIA, TX 76667
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$465,000 (+5.68%) Land $95,780 Building $369,220$465,000 (+5.68%) Land $95,780 Building $369,220
2024$7,980.00 (+0.58%)
2023$440,000 Land $89,770 Building $350,230$440,000 Land $89,770 Building $350,230
2022$7,934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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