3412 Edward Dr, Waco, TX 76708 Property Records

McLennan County property record for 3412 Edward Dr, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,177 sqft · built 2016
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$82,900 (Feb 2016)
Tax Bill$15,949 (2025)
Deeds & MortgagesJan 2018 Loan Modification
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN48-409501-000109-0

Property Details

APN / Parcel Number

Primary APN48-409501-000109-0
Alternative APN
  • 375774

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area4,175 sqft Living Area
Gross Area4,987 sqft
1st Floor Area2,820 sqft
2nd Floor Area1,356 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialOther
Roof MaterialTile
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions147 ft deep x 92 ft wide
Garage TypeAttached
Garage Area812 sqft
DrivewayConcrete Driveway
Driveway Area2,000 sqft
Parking Spaces3 Parking Spaces
Pool Area390 sqft
PorchOpen Porch
Porch Area880 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3412 EDWARD DR
CityWACO
StateTX
Zip76708-2203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLOISTER AT CAMERON PARK ADDN LOT 9 BLOCK A ACRES .28
Legal SubdivisionCLOISTER AT CAMERON PARK ADDN
Legal BlockA
Legal Lot Number9
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1005
Census Tract1300

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3412 EDWARD DR, WACO, TX 76708-2203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2018Loan Modification, Mortgage
CENTRAL NAT'L BK
May 30, 2017Deed of Trust, Mortgage
WALLICK & VOLK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2016 · Amount on Record
Deed SaleFeb 19, 2016 · Amount on Record
Deed Document Number20165252
Prior Transfer DateFeb 18, 2016
Prior Transfer Doc0000005252
Record UpdatedOct 29, 2026

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address3412 EDWARD DR, WACO, TX 76708-2203
Document Number0000003026
Instrument DateJan 13, 2018
Transaction TypeMortgage
Record UpdatedOct 24, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000003026
DateJan 30, 2018
Instrument3026
Lender
NameCENTRAL NAT'L BK
TypeBank
AddressWACO, TX 76712
Agreement
AmountAmount Recorded
Term12 Months
DueJan 29, 2019

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3412 EDWARD DR, WACO, TX 76708-2203
Document Number0000017817
Instrument DateMay 30, 2017
Transaction TypeMortgage
Record UpdatedOct 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3412 EDWARD DR WACO TX 76708, WACO, TX 76708

Mortgage

Document Number0000017817
DateJun 5, 2017
Instrument17817
Lender
NameWALLICK & VOLK
AddressCHEYENNE, WY 82001
Agreement
AmountAmount Recorded
Term180 Months
DueJun 4, 2032

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$839,470 (-1.42%) Land $114,284 Building $725,186$839,470 (-1.42%) Land $114,284 Building $725,186
2025$15,949.00 (-3.61%) Homeowner's exemption$851,570 (-6.52%) Land $103,920 Building $747,650$851,570 (-6.52%) Land $103,920 Building $747,650
2024$16,547.00 (+12.73%)
2023$911,000 Land $103,920 Building $807,080$911,000 Land $103,920 Building $807,080
2022$14,679.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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