McLennan County property record for 3416 Edward Dr, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,124 sqft · built 2016 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $434,300 (Jul 2026) |
| Tax Bill | $15,252 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-409501-000108-0 |
| Primary APN | 48-409501-000108-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,124 sqft Living Area |
| Gross Area | 5,710 sqft |
| 1st Floor Area | 2,545 sqft |
| 2nd Floor Area | 1,579 sqft |
| Attic | Attic |
| Attic Area | 455 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 160 ft deep x 133 ft wide |
| Garage Type | Attached |
| Garage Area | 1,131 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,964 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 901 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3416 EDWARD DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOISTER AT CAMERON PARK ADDN LOT 8 BLOCK A ACRES .48 |
| Legal Subdivision | CLOISTER AT CAMERON PARK ADDN |
| Legal Block | A |
| Legal Lot Number | 8 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 1300 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3416 EDWARD DR, WACO, TX 76708-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Jul 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage EECU |
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Jan 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Jul 10, 2018 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Deed Document Number | 202624570 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 31, 2026 |
| Property Address | 3416 EDWARD DR, WACO, TX 76708-2203 |
| Document Number | 0000024570 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202624570 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3416 EDWARD DR, WACO, TX 76708-2203 |
| Document Number | 0000024571, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 202624571 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3416 EDWARD DR, WACO, TX 76708-2203 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000021345 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 2023021345 |
| Name | EECU |
|---|---|
| Type | Credit Union |
| Address | FORT WORTH, TX 76102 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 15, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3416 EDWARD DR, WACO, TX 76708-2203 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026453 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 2021026453 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3416 EDWARD DR, WACO, TX 76708-2203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002228 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 2020002228 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3416 EDWARD DR, WACO, TX 76708-2203 |
| Document Number | 0000027973 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3416 EDWARD DR WACO TX 767082203, WACO, TX 76708-2203 |
| Document Number | 0000027973 |
|---|---|
| Date | Aug 7, 2018 |
| Instrument | 27973 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Aug 6, 2058 |
| Rate | 3.87% |
|---|
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $857,312 (+4.88%) Land $135,489 Building $721,823 | $857,312 (+4.88%) Land $135,489 Building $721,823 | |
| 2025 | $15,252.00 (-8.5%) Homeowner's exemption | $817,400 (-26.25%) Land $123,150 Building $694,250 | $817,400 (-26.25%) Land $123,150 Building $694,250 |
| 2024 | $16,669.00 (+14.45%) | ||
| 2023 | $1,108,330 Land $123,150 Building $985,180 | $1,108,330 Land $123,150 Building $985,180 | |
| 2022 | $14,565.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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