McLennan County property record for 3413 Edward Dr, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,694 sqft · built 2020 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,955 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 484095010001040 |
| Primary APN | 484095010001040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,694 sqft Living Area |
| 1st Floor Area | 1,594 sqft |
| 2nd Floor Area | 1,100 sqft |
| Flooring | Carpet |
| Fireplace | Fireplace |
| Security Alarm | Security Alarm |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 147 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Open Porch |
| Patio Area | 195 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 375769 |
|---|---|
| Street Address | 3413 EDWARD DR |
| City | WACO |
| State | TX |
| Zip | 76708-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOISTER AT CAMERON PARK ADDN LOT 4 BLOCK A ACRES .22 |
| Legal Subdivision | CLOISTER AT CAMERON PARK ADDN |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 1300 |
Source: McLennan County records, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1351 S 11TH ST, WACO, TX 76706-2282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2020 | Deed of Trust, Mortgage INCOMMONS BK NA |
| Apr 4, 2019 | Deed of Trust, Mortgage INCOMMONS BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2016 |
| Deed Sale | Feb 22, 2016 |
| Deed Document Number | 2016005404 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3413 EDWARD DR, WACO, TX 76708-2204 |
| Document Number | 0000031312 |
| Instrument Date | Sep 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3413 EDWARD DR WACO TX 767082204, WACO, TX 76708-2204 |
| Document Number | 0000031312 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 31312 |
| Name | INCOMMONS BK NA |
|---|---|
| Type | Bank |
| Address | WACO, TX 76712 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3413 EDWARD DR, WACO, TX 76708-2204 |
| Document Number | 0000011874 |
| Instrument Date | Apr 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1351 S 11TH ST WACO TX 767062282, WACO, TX 76706-2282 |
| Document Number | 0000011874 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 11874 |
| Name | INCOMMONS BK NA |
|---|---|
| Type | Bank |
| Address | MEXIA, TX 76667 |
| Amount | Amount Recorded |
|---|
Source: McLennan County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $511,512 (-12.56%) Land $93,820 Building $417,692 | $511,512 (-12.56%) Land $93,820 Building $417,692 | |
| 2024 | $10,955.00 (+0.62%) | ||
| 2023 | $585,000 Land $87,880 Building $497,120 | $585,000 Land $87,880 Building $497,120 | |
| 2022 | $10,887.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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