3408 Edward Dr, Waco, TX 76708 Property Records

McLennan County property record for 3408 Edward Dr, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,969 sqft · built 2017
Lot Size0.319 acres (13,939 sqft)
OwnerIndividual Name on Record
Tax Bill$13,449 (2024)
Deeds & MortgagesSep 2023 Mortgage
May 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN484095010001100

Property Details

APN / Parcel Number

Primary APN484095010001100
Alternative APN
  • 375775

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories3 Stories
Building Area2,969 sqft Living Area
Gross Area3,742 sqft
1st Floor Area1,235 sqft
2nd Floor Area1,331 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace
Security AlarmSecurity Alarm

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2018
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof MaterialMetal
Lot Area13,939 sqft (0.319 acres)
Lot Dimensions174 ft deep x 102 ft wide
Garage TypeAttached
Garage Area773 sqft
DrivewayDriveway
Driveway Area1,875 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area1,091 sqft
Storage Building47 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number375775
Street Address3408 EDWARD DR
CityWACO
StateTX
Zip76708-2203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLOISTER AT CAMERON PARK ADDN LOT 10 BLOCK A ACRES .32
Legal SubdivisionCLOISTER AT CAMERON PARK ADDN
Legal BlockA
Legal Lot Number10
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1005
Census Tract1300

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3408 EDWARD DR, WACO, TX 76708-2203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2023Deed of Trust, Mortgage · Commercial Mortgage
FROST BANK
May 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU
Jan 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU
Oct 30, 2020Deed of Trust, Mortgage
BETTER MTG
May 10, 2018Deed of Trust, Mortgage
INCOMMONS BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2021
Deed SaleJan 7, 2021
Prior SaleMay 25, 2016
Deed Document Number2021000611
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3408 EDWARD DR, WACO, TX 76708-2203
Transaction TypeMortgage
Record UpdatedSep 15, 2023
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3408 EDWARD DR, WACO, TX 76708-2203

Mortgage

Document Number0000028152
DateSep 5, 2023
Instrument2023028152
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3408 EDWARD DR, WACO, TX 76708-2203
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016153
DateMay 16, 2018
Instrument2018016153
Lender
NamePENTAGON FCU
TypeCredit Union
Address00000
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3408 EDWARD DR, WACO, TX 76708-2203
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001562
DateJan 15, 2020
Instrument2020001562
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2035

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3408 EDWARD DR, WACO, TX 76708-2203
Document Number0000000610
Instrument DateOct 30, 2020
Transaction TypeMortgage
Record UpdatedMar 1, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3408 EDWARD DR WACO TX 767082203, WACO, TX 76708-2203

Mortgage

Document Number0000000610
DateJan 7, 2021
Instrument610
Lender
NameBETTER MTG
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
AmountAmount Recorded
Term360 Months
DueJan 6, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3408 EDWARD DR, WACO, TX 76708-2203
Document Number0000016154
Instrument DateMay 10, 2018
Transaction TypeMortgage
Record UpdatedJun 14, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3408 EDWARD DR WACO TX 767082203, WACO, TX 76708-2203

Mortgage

Document Number0000016154
DateMay 16, 2018
Instrument16154
Lender
NameINCOMMONS BK NA
TypeBank
AddressMEXIA, TX 76667
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$690,160 (-2.31%) Land $107,890 Building $582,270$690,160 (-2.31%) Land $107,890 Building $582,270
2024$13,449.00 (+0.85%)
2023$706,500 Land $107,890 Building $598,610$706,500 Land $107,890 Building $598,610
2022$13,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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