3420 River Downs Dr, Edmond, OK 73034 Property Records

Oklahoma County property record for 3420 River Downs Dr, Edmond, OK 73034

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,132 sqft · built 2000
Lot Size0.282 acres (12,284 sqft)
Owner2 Individual Names on Record
Last Sale$369,500 (Nov 2024)
Tax Bill$4,453 (2025)
Deeds & MortgagesDec 2021 Transfer
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4469-20-084-1210

Property Details

APN / Parcel Number

Primary APN4469-20-084-1210
Alternative APNs
  • R200841210
  • 200841210

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,132 sqft Living Area
1st Floor Area2,132 sqft
Storm ShelterStorm Shelter
Storm ShuttersStorm Shutters
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,284 sqft (0.282 acres)
View / LotIrregular Lot
Garage TypeAttached
Garage Area496 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area430 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR200841210
Street Address3420 RIVER DOWNS DR
CityEDMOND
StateOK
Zip73034-2600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTEEPLECHASE 3RD 012 015
Legal Range02W
Legal Township14N
Legal Section18
Legal SubdivisionSTEEPLECHASE 3RD
Legal Block12
Legal Lot Number15
JurisdictionOKLAHOMA OK
Township / Civil DivisionOKLAHOMA CITY NORTHWEST
Census Block Group1
Census Block1001
Census Tract108106

Owner

Source: Oklahoma County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3420 RIVER DOWNS DR, EDMOND, OK 73034-2600
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2021Affidavit of Death of Trustee, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Dec 6, 2021Warranty Deed, Transfer · FHA Mortgage
F & M BANK
Apr 22, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2024 · Amount on Record
Deed SaleNov 18, 2024 · Amount on Record
Prior SaleDec 6, 2021 · Amount on Record
Deed Document Number2024157167
Deed Book / Page15926 / 482
Prior Transfer DateDec 1, 2021
Prior Transfer Doc0001214960
Record UpdatedSep 20, 2026

December 2021: Affidavit of Death of Trustee, Transfer

Document TypeAffidavit of Death of Trustee
JurisdictionOKLAHOMA OK
Recording DateDec 6, 2021
Property Address3420 RIVER DOWNS DR, EDMOND, OK 73034-2600
Document Number0001214960
Book / Page14990 / 314
Instrument DateDec 1, 2021
Instrument2021120601214960
Transaction TypeTransfer
Record UpdatedFeb 1, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKLAHOMA OK
Recording DateDec 6, 2021
Property Address3420 RIVER DOWNS DR, EDMOND, OK 73034-2600
Document Number0001214958
Book / Page14990 / 295
Instrument DateDec 1, 2021
Instrument2021120601214958
Transaction TypeTransfer
Record UpdatedFeb 1, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3420 RIVER DOWNS DR, EDMOND, OK 73034-2600

Mortgage

Document Number0001214959
DateDec 6, 2021
Instrument2021120601214959
Lender
NameF & M BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKLAHOMA OK
Recording DateApr 22, 2019
Property Address3420 RIVER DOWNS DR, EDMOND, OK 73034-2600
Document Number0140021285
Book / Page014002 / 001285
Instrument DateApr 16, 2019
Instrument10529300
Transaction TypeTransfer
Record UpdatedMay 9, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3420 RIVER DOWNS DR EDMOND OK 730342600, EDMOND, OK 73034-2600

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOklahoma County
MunicipalityEdmond City
Unified School DistrictEdmond Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,453.00 (+18.59%)$42,405 (+18.82%) Land $9,130 Building $33,275$385,500 (+6.34%) Land $83,000 Building $302,500
2024$3,755.00 (+3.87%)
2023$3,615.00 Homeowner's exemption$35,689 Land $6,153 Building $29,536$362,500 Land $62,500 Building $300,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1990–2010)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 2010 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Apr 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Oklahoma
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEDMOND PWA
serves 79,408 people · EPA ID OK1020723
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: Airosurf Communications, Atlink Services, Chisholm Broadband.

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