Oklahoma County property record for 3409 River Downs Dr, Edmond, OK 73034
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,767 sqft · built 1998 |
| Lot Size | 0.233 acres (10,193 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Mar 2024) |
| Tax Bill | $4,910 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Nov 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-959-1060 |
| Primary APN | 12-959-1060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,767 sqft Living Area |
| 1st Floor Area | 1,717 sqft |
| 2nd Floor Area | 1,050 sqft |
| Attic Area | 744 sqft |
| Laundry Room | Laundry Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,193 sqft (0.233 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R129591060 |
|---|---|
| Street Address | 3409 RIVER DOWNS DR |
| City | EDMOND |
| State | OK |
| Zip | 73034-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEEPLECHASE 2ND 011 011 |
| Legal Range | 02W |
| Legal Township | 14N |
| Legal Section | 18 |
| Legal Quarter | NE |
| Legal Subdivision | STEEPLECHASE 2ND |
| Legal Block | 11 |
| Legal Lot Number | 11 |
| Jurisdiction | OKLAHOMA OK |
| Township / Civil Division | OKLAHOMA CITY NORTHWEST |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 108106 |
3409 River Downs Dr is owned and occupied by an individual who bought it in March 2024.
Source: Oklahoma County records, as of January 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3409 RIVER DOWNS DR, EDMOND, OK 73034-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2024 | Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED MORTGAGE CORP |
| Nov 9, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SOVEREIGN BANK |
| Jun 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST MORTGAGE COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2024 · Amount on File |
| Deed Sale | Mar 4, 2024 · Amount on File |
| Prior Sale | Jun 12, 2017 · Amount on File |
| Deed Document Number | 2024030401026180 |
| Deed Book / Page | 15687 / 1938 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKLAHOMA OK |
| Recording Date | Mar 4, 2024 |
| Property Address | 3409 RIVER DOWNS DR, EDMOND, OK 73034-2601 |
| Document Number | 0001026180 |
| Book / Page | 15687 / 1938 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 2024030401026180 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3409 RIVER DOWNS DR, EDMOND, OK 73034-2601 |
| Document Number | 0001026181 |
|---|---|
| Date | Mar 4, 2024 |
| Instrument | 2024030401026181 |
| Name | ASSOCIATED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKLAHOMA OK |
| Property Address | 3409 RIVER DOWNS DR, EDMOND, OK 73034-2601 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001148514 |
|---|---|
| Date | Nov 9, 2023 |
| Book Page | 15601/1701 |
| Instrument | 2023110901148514 |
| Name | SOVEREIGN BANK |
|---|---|
| Type | Bank |
| Address | MANGUM, OK 73554 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Oct 30, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKLAHOMA OK |
| Recording Date | Jun 12, 2017 |
| Property Address | 3409 RIVER DOWNS DR, EDMOND, OK 73034-2601 |
| Document Number | 0010813920 |
| Book / Page | 13459 / 1701 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 20170612010813920 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Title Company | OKLAHOMA CITY ABSTRACT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $448.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3409 RIVER DOWNS DR, EDMOND, OK 73034-2601 |
| Document Number | 0010813930 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 13459/1702 |
| Instrument | 20170612010813930 |
| Name | FIRST MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 3409 River Downs Dr was $4,910.
Source: Oklahoma County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Oklahoma County |
| Municipality | Edmond City |
| Unified School District | Edmond Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,910.00 | $46,750 Land $8,134 Building $38,616 | $425,000 Land $73,950 Building $351,050 |
| 2023 | $3,830.00 | $36,745 Land $5,100 Building $31,645 | $400,500 Land $55,590 Building $344,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3409 River Downs Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1990–2010) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2010 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3409 River Downs Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EDMOND PWA serves 79,408 people · EPA ID OK1020723 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Airosurf Communications, Atlink Services, Chisholm Broadband.
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