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342 Division St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 342 Division St, Schenectady, NY 12304 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,408 sqft · built 1920
Lot Size0.102 acres (4,467 sqft)
OwnerCompany Name on File
Last Sale$170,000 (Jul 2025)
Tax Bill$3,815 (2025)
Deeds & MortgagesAug 2026 Mortgage
Sep 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 49.44-2-70

Property Details

APN / Parcel Number

Primary APN421500 49.44-2-70
Alternative APN
  • 150004904400020700000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,408 sqft Living Area
1st Floor Area704 sqft
2nd Floor Area704 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCottage
Exterior MaterialComposition/Composite
Lot Area4,467 sqft (0.102 acres)
Lot Dimensions127 ft deep x 35.1 ft wide
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area414 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address342 DIVISION ST
CitySCHENECTADY
StateNY
Zip12304-1110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionF VEEDER MAP 2 WOOD AND GARAGE
Legal Block2
Legal Lot Number70.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group5
Census Block5005
Census Tract20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.44-2-70

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address349 DIVISION ST, SCHENECTADY, NY 12304-1109
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2026Quit Claim Deed, Transfer · Conventional Mortgage
RELIABLE BUILDING LLC
Sep 15, 2022Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Jul 17, 2025Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 17, 2025 · Amount on Record
Deed SaleJul 17, 2025 · Amount on Record
Prior SaleMar 07, 1995 · Amount on Record
Deed Document Number202517238
Deed Book / Page2153 / 394
Last Transfer DateJul 21, 2026
Transfer Doc0000017700
Record UpdatedSep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateAug 07, 2026
Property Address342 DIVISION ST, SCHENECTADY, NY 12304-1110
Document Number0000017700
Book / Page2177 / 382
Instrument DateJul 21, 2026
Instrument202617700
Transaction TypeTransfer
Record UpdatedAug 17, 2026
Title CompanyTITLE AGENCY, W PARK TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017701,
DateAug 07, 2026
Instrument202617701
Lender
NameRELIABLE BUILDING LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address342 DIVISION ST, SCHENECTADY, NY 12304-1110
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 DIVISION ST, SCHENECTADY, NY 12304-1110

Mortgage

Document Number0000049109
DateSep 15, 2022
Book Page5256/477
Instrument202249109
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 14, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2025: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJul 17, 2025
Property Address342 DIVISION ST, SCHENECTADY, NY 12304-1110
Document Number0000017238
Map ReferenceCAB B PG 24
Instrument DateJul 17, 2025
Instrument202517238
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$680.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address342 DIVISION ST, SCHENECTADY, NY 12304-1110

Transferred To (Grantee/Buyer)

NameVerified Name
Address349 DIVISION ST, SCHENECTADY, NY 12304-1109

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,815.00 (+10.29%)$82,600 (-) Land $12,400 Building $70,200$136,778 (+30.82%) Land $20,533 Building $116,245
2023$82,600 (-) Land $12,400 Building $70,200$104,557 (+3.8%) Land $15,696 Building $88,861
2022$82,600 Land $12,400 Building $70,200$100,732 Land $15,122 Building $85,610
2021$3,459.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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