Schenectady County and Schenectady City property record for 331 Division St, Schenectady, NY 12304 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1910 |
| Square Footage | 2,376 sqft Total Area |
| Lot Size | 5,686 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $7,000 (2002) |
| Tax Bill | $5,589.00 (2025) |
| Primary APN | 421500 49.44-2-47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Building Area | 2,376 sqft Total Area |
| 1st Floor Area | 1,188 sqft 1st Floor |
| 2nd Floor Area | 1,188 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,686 sqft (0.13 acres) |
| Lot Dimensions | 175 ft deep x 32.4 ft wide |
| Porch | Slab |
| Porch Area | 288 sqft Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 331 DIVISION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1109 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 47.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.44-2-47
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 331 DIVISION ST, SCHENECTADY, NY 12304-1109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2024 | Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Aug 04, 2023 | Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2002 · Amount on Record |
| Deed Sale | Jun 11, 2002 · Amount on Record |
| Prior Sale | May 08, 1998 · Amount on Record |
| Deed Book / Page | 1626 / 254 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 23, 2024 |
| Property Address | 331 DIVISION ST, SCHENECTADY, NY 12304-1109 |
| Document Number | 0000050400 |
| Book / Page | 2136 / 267 |
| Instrument Date | Jul 19, 2024 |
| Instrument | 202450400 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2834 UNIVERSITY AVE, BRONX, NY 10468-2305 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 329 DIVISION ST, SCHENECTADY, NY 12304-1109 |
| Document Number | 0000050401 |
|---|---|
| Date | Aug 23, 2024 |
| Instrument | 202450401 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 04, 2023 |
| Property Address | 331 DIVISION ST, SCHENECTADY, NY 12304-1109 |
| Document Number | 0000044221 |
| Book / Page | 2113 / 110 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 202344221 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8828 173RD ST, JAMAICA, NY 11432-4663 |
| Name | Verified Name |
|---|---|
| Address | 2834 UNIVERSITY AVE, BRONX, NY 10468-2305 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,589.00 (+7.69%) | $93,400 (-) Land $14,000 Building $79,400 | $154,661 (+30.82%) Land $23,183 Building $131,478 |
| 2023 | $93,400 (-) Land $14,000 Building $79,400 | $118,228 (+3.8%) Land $17,722 Building $100,506 | |
| 2022 | $93,400 Land $14,000 Building $79,400 | $113,902 Land $17,073 Building $96,829 | |
| 2021 | $5,190.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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