347 Division St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 347 Division St, Schenectady, NY 12304 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,376 sqft · built 1910
Lot Size	0.137 acres (5,976 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Sep 2020)
Tax Bill	$5,617 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.44-2-43`

Property Details

APN / Parcel Number

Primary APN	`421500 49.44-2-43`
Alternative APN	`150004904400020430000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,376 sqft Total Area
1st Floor Area	1,188 sqft
2nd Floor Area	1,188 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	5,976 sqft (0.137 acres)
Lot Dimensions	175 ft deep x 34 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	347 DIVISION ST
City	SCHENECTADY
State	NY
Zip	12304-1109
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	VEEDER MAP 2 WOOD AND GARAGES
Legal Block	2
Legal Lot Number	43.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	5
Census Block	5004
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.44-2-43

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	347 DIVISION ST, SCHENECTADY, NY 12304-1109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2023	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Sep 06, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU
Sep 16, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Deed Document Number	202027573
Deed Book / Page	2041 / 593
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	347 DIVISION ST, SCHENECTADY, NY 12304-1109
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 DIVISION ST, SCHENECTADY, NY 12304-1109

Mortgage

Document Number	0000019754
Date	Apr 06, 2023
Book Page	5298/734
Instrument	202319754

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Mar 29, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	347 DIVISION ST, SCHENECTADY, NY 12304-1109
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 DIVISION ST, SCHENECTADY, NY 12304-1109

Mortgage

Document Number	0000047353
Date	Sep 06, 2022
Book Page	5254/261
Instrument	202247353

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jul 15, 2042

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 16, 2020
Property Address	347 DIVISION ST, SCHENECTADY, NY 12304-1109
Document Number	0000027573
Book / Page	002041 / 000593
Instrument Date	Sep 14, 2020
Instrument	27573
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$440.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 PINE ST BROOKLYN NY 112082020, BROOKLYN, NY 11208-2020

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,617.00 (+7.65%)	$94,100 (-) Land $14,100 Building $80,000	$155,821 (+30.82%) Land $23,348 Building $132,473
2023		$94,100 (-) Land $14,100 Building $80,000	$119,114 (+3.8%) Land $17,848 Building $101,266
2022		$94,100 Land $14,100 Building $80,000	$114,756 Land $17,195 Building $97,561
2021	$5,218.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 637 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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