Schenectady County and Schenectady City property record for 401 Division St, Schenectady, NY 12304 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,376 sqft · built 1910 |
| Lot Size | 0.133 acres (5,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,145 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.44-2-42 |
| Primary APN | 421500 49.44-2-42 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Total Area |
| 1st Floor Area | 1,188 sqft |
| 2nd Floor Area | 1,188 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,800 sqft (0.133 acres) |
| Lot Dimensions | 175 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 288 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 401 DIVISION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1111 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 42.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.44-2-42
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 DIVISION ST, SCHENECTADY, NY 12304-1111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,145.00 (+11.65%) | $94,100 (-) Land $14,100 Building $80,000 | $155,821 (+30.82%) Land $23,348 Building $132,473 |
| 2023 | $94,100 (-) Land $14,100 Building $80,000 | $119,114 (+3.8%) Land $17,848 Building $101,266 | |
| 2022 | $94,100 Land $14,100 Building $80,000 | $114,756 Land $17,195 Building $97,561 | |
| 2021 | $4,608.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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