346 Division St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 346 Division St, Schenectady, NY 12304

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,472 sqft · built 1920
Lot Size	0.099 acres (4,316 sqft)
Owner	2 Individual Names on Record
Last Sale	$52,007 (Jan 2017)
Tax Bill	$5,458 (2025)
Deeds & Mortgages	Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 49.44-2-71`

Property Details

APN / Parcel Number

Primary APN	`421500 49.44-2-71`
Alternative APN	`150004904400020710000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,472 sqft Total Area
1st Floor Area	1,236 sqft
2nd Floor Area	1,236 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	4,316 sqft (0.099 acres)
Lot Dimensions	130 ft deep x 33 ft wide
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	346 DIVISION ST
City	SCHENECTADY
State	NY
Zip	12304-1110
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 STUCCO
Legal Subdivision	LOTS BELONGING TO CHARLES F VEEDER
Legal Block	2
Legal Lot Number	71.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	5
Census Block	5005
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 DIVISION ST, SCHENECTADY, NY 12304-1112
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2017 · Amount on Record
Deed Sale	Jan 3, 2017 · Amount on Record
Prior Sale	Aug 25, 2016 · Amount on Record
Deed Document Number	2017118
Deed Book / Page	1953 / 526
Record Updated	Jun 8, 2026

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 3, 2017
Property Address	346 DIVISION ST, SCHENECTADY, NY 12304-1110
Document Number	0000000118
Book / Page	001953 / 000526
Instrument Date	Dec 21, 2016
Instrument	118
Transaction Type	Transfer
Record Updated	Jan 10, 2017

Transaction

Amount	Amount Recorded
Tax	$208.03
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 DIVISION ST SCHENECTADY NY 123041112, SCHENECTADY, NY 12304-1112

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,458.00 (+7.87%)	$90,200 (-) Land $13,500 Building $76,700	$149,362 (+30.82%) Land $22,355 Building $127,007
2023		$90,200 (-) Land $13,500 Building $76,700	$114,177 (+3.8%) Land $17,089 Building $97,088
2022		$90,200 Land $13,500 Building $76,700	$110,000 Land $16,463 Building $93,537
2021	$5,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20