3334 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Louisa County property record for 3334 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,066 sqft · built 2021
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on Record
Last Sale	$408,558 (Apr 2023)
Tax Bill	$3,312 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100 12A`

Property Details

APN / Parcel Number

Primary APN	`100 12A`
Alternative APNs	`31833` `30347`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,066 sqft Living Area
1st Floor Area	845 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	65,776 sqft (1.51 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	30347
Street Address	3334 THREE CHOPT RD
City	GUM SPRING
State	VA
Zip	23065-2197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	3 CHOP RD & WILTSHIRE PLAT 1571/523 SEQ 5 LOT 2 DB 1895/622 1.510 AC
Legal Subdivision	A LAND OF 1
Legal Lot Number	2
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	2
Census Block	2062
Census Tract	950500

Owner

Source: Louisa County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3334 THREE CHOPT RD, GUM SPRING, VA 23065-2197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBER OPTIONS LLC
Apr 25, 2023	Bargain and Sale Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE
Jul 28, 2020	Grant Deed, Transfer · Conventional Mortgage DARVIN E SATTERWHITE
Jul 26, 2019	Deed of Trust, Mortgage ESSEX BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2023 · Amount on Record
Deed Sale	Apr 25, 2023 · Amount on Record
Deed Document Number	20233460
Deed Book / Page	1895 / 622
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	3334 THREE CHOPT RD, GUM SPRING, VA 23065-2197
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001808/849
Date	Nov 29, 2021
Book Page	1808/849
Instrument	202100014179

Lender

Name	MEMBER OPTIONS LLC
Type	Non-Lending Institution
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 25, 2023
Property Address	3334 THREE CHOPT RD, GUM SPRING, VA 23065-2197
Document Number	001895/622
Book / Page	1895 / 622
Map Reference	MB 1571 PG 523
Instrument Date	Apr 18, 2023
Instrument	202300003460
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3334 THREE CHOPT RD, GUM SPRING, VA 23065-2197

Mortgage

Document Number	001895/628
Date	Apr 25, 2023
Book Page	1895/628
Instrument	202300003461

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 28, 2020
Property Address	3334 THREE CHOPT RD, GUM SPRING, VA 23065-2197
Document Number	0000006728
Book / Page	001687 / 000375
Instrument Date	Jul 22, 2020
Instrument	6728
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	307 BYBEE RD LOUISA VA 230932815, LOUISA, VA 23093-2815

Mortgage

Document Number	6729
Date	Jul 28, 2020
Book Page	001687/000380
Instrument	6729

Lender

Name	DARVIN E SATTERWHITE
Address	3013 RIVER RD W, GOOCHLAND, VA 23063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	3334 THREE CHOPT RD, GUM SPRING, VA 23065-2197
Document Number	0000006551
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1900 MANAKIN RD MANAKIN SABOT VA 231032252, MANAKIN SABOT, VA 23103-2252

Mortgage

Document Number	0000006551
Date	Aug 2, 2019
Book Page	001625/000157
Instrument	6551

Lender

Name	ESSEX BK
Type	Bank
Address	RICHMOND, VA 23223

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,000 (+3.7%) Land $57,200 Building $419,800	$477,000 (+3.7%) Land $57,200 Building $419,800
2025	$3,312.00 (+12.84%)	$460,000 (+18.22%) Land $46,000 Building $414,000	$460,000 (+18.22%) Land $46,000 Building $414,000
2024	$2,935.00
2023		$389,100 Land $38,600 Building $350,500
2022			$389,100 Land $38,600 Building $350,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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