Boone County property record for 3415 Spruce Tree Ln, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,196 sqft · built 1968 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Apr 2019) |
| Tax Bill | $1,599 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 071.00-04-156.00 |
| Primary APN | 071.00-04-156.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,196 sqft Finished Area |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 140 ft deep x 49 ft wide |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3415 SPRUCE TREE LN |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 156 SEC 4 CHERRY HILL (71D-84) |
| Legal Subdivision | CHERRY HILL SUBDIVISION |
| Legal Lot Number | 156 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 70311 |
Source: Boone County records, as of November 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3415 SPRUCE TREE LN, ERLANGER, KY 41018-1117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Apr 1, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2019 · Amount on Record |
| Deed Sale | Apr 1, 2019 · Amount on Record |
| Prior Sale | Jul 1, 2014 · Amount on Record |
| Deed Document Number | 2019771363 |
| Deed Book / Page | 1123 / 797 |
| Prior Transfer Date | Apr 22, 2009 |
| Prior Transfer Doc | D0965/581 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 3415 SPRUCE TREE LN, ERLANGER, KY 41018-1117 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | SPRINGDALE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0M4553/334 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | M4553/334 |
| Instrument | 856280 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Apr 1, 2019 |
| Property Address | 3415 SPRUCE TREE LN, ERLANGER, KY 41018-1117 |
| Document Number | D1123/797 |
| Book / Page | D1123 / 797 |
| Map Reference | MB 6 PG 37 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 771363 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | FIRST AMERICAN MTG SVC CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3415 SPRUCE TREE LN, ERLANGER, KY 41018-1117 |
| Document Number | 771364 |
|---|---|
| Date | Apr 1, 2019 |
| Instrument | 771364 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Number | 0M4173/698 |
|---|---|
| Date | Apr 1, 2019 |
| Book Page | M4173/698 |
| Instrument | 771365 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2029 |
| Rate | 12% |
|---|
Source: Boone County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,599.00 (-1.72%) | $135,800 (-) Land $20,000 Building $115,800 | |
| 2024 | $135,800 (-) Land $20,000 Building $115,800 | ||
| 2023 | $1,627.00 (+4.43%) | $135,800 (-) Land $20,000 Building $115,800 | $135,800 (-) Land $20,000 Building $115,800 |
| 2022 | $1,558.00 | $135,800 Land $20,000 Building $115,800 | $135,800 Land $20,000 Building $115,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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