3417 Spruce Tree Ln, Erlanger, KY 41018 Property Records

Boone County property record for 3417 Spruce Tree Ln, Erlanger, KY 41018 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,056 sqft · built 1968
Owner	Individual Name on File
Last Sale	$183,000 (Oct 2021)
Tax Bill	$1,578 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071.00-04-155.00`

Property Details

APN / Parcel Number

Primary APN	`071.00-04-155.00`
Alternative APN	`34444`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,056 sqft Finished Area

Exterior

Year Built	Built 1968
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	3417 SPRUCE TREE LN
City	ERLANGER
State	KY
Zip	41018-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 155 SEC 4 CHERRY HILL (71D-83)
Legal Subdivision	CHERRY HILL SEC 04
Legal Lot Number	155
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2041
Census Tract	70311

Owner

Source: Boone County records · APN 071.00-04-155.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3417 SPRUCE TREE LN, ERLANGER, KY 41018-1117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	Oct 14, 2014 · Amount on Record
Deed Document Number	851353
Deed Book / Page	D1175 / 888
Record Updated	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Oct 21, 2021
Property Address	3417 SPRUCE TREE LN, ERLANGER, KY 41018-1117
Document Number	D1175/888
Book / Page	D1175 / 888
Map Reference	MB 6 PG 37
Instrument Date	Oct 19, 2021
Instrument	851353
Transaction Type	Transfer
Record Updated	Nov 08, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	363 MARIE LN, 363, EDGEWOOD, KY 41017-2657

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3417 SPRUCE TREE LN, ERLANGER, KY 41018-1117

Mortgage

Document Number	851354
Date	Oct 21, 2021
Instrument	851354

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,578.00 (-3.55%)	$183,000 (-) Land $20,000 Building $163,000
2024			$183,000 (-) Land $20,000 Building $163,000
2023	$1,636.00 (+0.06%)	$183,000 (-) Land $20,000 Building $163,000	$183,000 (-) Land $20,000 Building $163,000
2022	$1,635.00	$183,000 Land $20,000 Building $163,000	$183,000 Land $20,000 Building $163,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boone County (21015C), updated March 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210150703112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1997–2025)
Most Recent Claim	Apr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Flood Events	Severe Storm, Flooding, And Tornadoes (Mar 1997), 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.