3418 Spruce Tree Ln, Erlanger, KY 41018 Property Records

Boone County property record for 3418 Spruce Tree Ln, Erlanger, KY 41018 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 988 sqft · built 1968
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$125,500 (Dec 2017)
Tax Bill	$1,769 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071.00-04-163.00`

Property Details

APN / Parcel Number

Primary APN	`071.00-04-163.00`
Alternative APN	`10683`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	988 sqft Finished Area

Exterior

Year Built	Built 1968
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Lot Area	8,276 sqft (0.189 acres)
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	3418 SPRUCE TREE LN
City	ERLANGER
State	KY
Zip	41018-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 163 SEC 4 CHERRY HILL (71D-91)
Legal Subdivision	CHERRY HILL SUB
Legal Lot Number	163
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2041
Census Tract	70311

Owner

Source: Boone County records · APN 071.00-04-163.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3418 SPRUCE TREE LN, ERLANGER, KY 41018-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2017 · Amount on Record
Deed Sale	Dec 14, 2017 · Amount on Record
Prior Sale	Feb 10, 2000 · Amount on Record
Deed Document Number	741574
Deed Book / Page	D1100 / 974
Record Updated	Jun 08, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Dec 14, 2017
Property Address	3418 SPRUCE TREE LN, ERLANGER, KY 41018-1118
Document Number	D1100/974
Book / Page	D1100 / 974
Map Reference	MB 6 PG 37
Instrument Date	Dec 12, 2017
Instrument	741574
Transaction Type	Transfer
Record Updated	Jul 06, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6105 BREVARD AVE912, 6105, COCOA BEACH, FL 32931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3418 SPRUCE TREE LN, ERLANGER, KY 41018-1118

Mortgage

Document Number	741575
Date	Dec 14, 2017
Instrument	741575

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,769.00 (-1.72%)	$151,000 (-) Land $20,000 Building $131,000
2024			$151,000 (-) Land $20,000 Building $131,000
2023	$1,800.00 (+3.87%)	$151,000 (-) Land $20,000 Building $131,000	$151,000 (-) Land $20,000 Building $131,000
2022	$1,733.00	$151,000 Land $20,000 Building $131,000	$151,000 Land $20,000 Building $131,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boone County (21015C), updated March 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210150703112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1997–2025)
Most Recent Claim	Apr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims By Storm	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 249 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.